Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Physicians fees & diagnostic tests | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Psychiatric treatment | |
| Optional | |
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| £1000 p.a (shared benefit between Physiotherapy and comp medicine) | |
| Diagnostic tests (excluding scans) | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| GP referred consultations | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Physiotherapy consultant referred | |
| £1000 p.a (shared benefit between Physiotherapy and comp medicine) | |
| Physiotherapy GP referred | |
| £1000 p.a (shared benefit between Physiotherapy and comp medicine) | |
| Psychiatric cover | |
| £2,000 per annum | |
| Radiotherapy / Chemotherapy | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Scans - MRI / CT / PET | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Surgical Procedures | |
| Full refund (in accordance with General and Medical fee guidelines) | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| £250 per night per person (£7,500 maximum pa) | |
| Nursing at home | |
| £1,000 pa | |
| Parental accommodation | |
| Up to 7 nights per in-patient stay, to a maximum of 30 nights or £500 per membership year | |
| Private ambulance | |
| Full refund (in accordance with General and Medical fee guidelines) | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| £1,000,000 pa | |
| Children covered | |
| From 30 days after birth up to the age of 21 (or 25 if still in full time education) | |
| Chiropractors & Osteopaths | |
| £1,000 pa | |
| Dental treatment | |
Routine Consultations & Treatment, including Emergency Accident/Injury Benefit £400 NHS Charges £200 |
|
| Hospice donation | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| £250 | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Prescription Costs £100 | |
| Overseas cover | |
| Additional cost option available through General & Medical | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Complications of Pregnancy In Full (defined conditions only) | |
| Private Maternity £5000 | |
| Transplants | |
| Not covered | |
| Other benefits | |
Life Cash Benefit £2,000 Critical Illness Cash Benefit £1,000 Temporary Disablement Cash Benefit £100 Per month for upto 6 months Personal Accident Cash Benefit £2000 Cover for Boarding Pets Cash Benefit £250 |
|
| Parking Charges In full | |
| 24 hour advice line | |
GP Minor Surgery £300 Private GP Services £300 |
|
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |