Key Facts - In-patient & Day Case Charges |
|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
| Physicians fees & diagnostic tests |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
| Psychiatric treatment |
|---|
|
|
Optional |
| Six week option |
|---|
|
|
Not available |
Key Facts - Out-patient Charges |
|---|
| Complementary medicine |
|---|
|
|
Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 |
| Diagnostic tests (excluding scans) |
|---|
|
|
This benefit forms part of overall out-patient benefit of £1,500 |
| GP referred consultations |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
| Physiotherapy consultant referred |
|---|
|
|
Therapies - Total amount for Therapies £500 per membership year, of which only £500 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 |
| Physiotherapy GP referred |
|---|
|
|
Therapies - Total amount for Therapies £500 per membership year, of which only £500 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 |
| Psychiatric cover |
|---|
|
|
£1,000 pa |
| Radiotherapy / Chemotherapy |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
| Scans - MRI / CT / PET |
|---|
|
|
This benefit forms part of overall out-patient benefit of £1,500 |
| Surgical Procedures |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
Key Facts - Additional Benefits |
|---|
| NHS cash benefit |
|---|
|
|
£250 per night per person (£7,500 maximum pa) |
| Nursing at home |
|---|
|
|
£1,000 pa |
| Parental accommodation |
|---|
|
|
Up to 7 nights per in-patient stay, to a maximum of 30 nights or £500 per membership year |
| Private ambulance |
|---|
|
|
Full refund (in accordance with General and Medical fee guidelines) |
Additional Benefits |
|---|
| Alcohol & drug abuse |
|---|
|
|
Not covered |
| Annual maximum limit |
|---|
|
|
£1,000,000 pa |
| Children covered |
|---|
|
|
From 30 days after birth up to the age of 21 (or 25 if still in full time education) |
| Chiropractors & Osteopaths |
|---|
|
|
Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 |
| Dental treatment |
|---|
|
|
Certain oral surgical procedures covered (but NOT routine dentistry) |
| Hospice donation |
|---|
|
|
Not covered |
| Infertility investigations |
|---|
|
|
Not covered |
| Maternity cash benefit |
|---|
|
|
Not covered |
| Optional cash benefit |
|---|
|
|
Not covered |
| Out of pocket expenses |
|---|
|
|
Not covered |
| Overseas cover |
|---|
|
|
Additional cost option available through General & Medical |
| Personal & total disability benefit |
|---|
|
|
Not covered |
| Post hospital recovery bonus |
|---|
|
|
Not covered |
| Pregnancy |
|---|
|
|
Complications of Pregnancy In Full (defined conditions only) |
| Transplants |
|---|
|
|
Not covered |
| Other benefits |
|---|
|
|
Life Cash Benefit £1000 |
|
|
Parking Charges In full |
|
|
24 hour advice line |
Registration 
