Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| Physicians fees & diagnostic tests | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Not Covered | |
| Psychiatric treatment | |
|
Mental Health Cover - Yes
|
Full refund* up to 28 days |
|
Mental Health Cover - No
|
Not Covered |
| Six week option | |
| Not Covered | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Not Covered | |
| Diagnostic tests (excluding scans) | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| GP referred consultations | |
| Up to 12 sessions per eligible medical condition | |
| Physiotherapy consultant referred | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| Physiotherapy GP referred | |
| Up to 12 sessions per eligible medical condition | |
| Psychiatric cover | |
|
Mental Health Cover - Yes
|
Full refund* up to 10 sessions |
|
Mental Health Cover - No
|
Not Covered |
| Radiotherapy / Chemotherapy | |
| Not Covered | |
| Scans - MRI / CT / PET | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| Surgical Procedures | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| £200 per day or night up to a maximum of 30 days | |
| Nursing at home | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
| Parental accommodation | |
| Full refund* if under 16 years old | |
| Primary care | |
| Not Covered | |
| Private ambulance | |
| Full Refund if the diagnostic investigation and treatment costs are reasonable and customary and is further limited to any section or overall scheme limits. | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not Covered | |
| Annual maximum limit | |
| £1,000,000 | |
| Children covered | |
| unmarried dependent children under the age of 18 (or under 26 if in full time education and living with parents/ guardians outside term time) | |
| Chiropractors & Osteopaths | |
| Up to 12 sessions per eligible medical condition | |
| Dental treatment | |
| Full Cover if dental or oral surgical or medical services (including diagnostic investigations) which are needed to diagnose, relieve or cure an accidental dental injury. | |
| GP minor surgery | |
| Not Covered | |
| GP Referred Chiropody, Podiatry or Homeopathy | |
| Up to 12 sessions per eligible medical condition | |
| Hospice care cash benefit | |
| Not Covered | |
| Infertility investigations | |
| Not Covered | |
| Maternity cash benefit | |
| Not Covered | |
| Optional cash benefit | |
| Not Covered | |
| Out of pocket expenses | |
| Not Covered | |
| Overseas cover | |
| Not Covered | |
| Personal & total disability benefit | |
| Not Covered | |
| Post hospital recovery bonus | |
| Not Covered | |
| Pregnancy | |
| Complications of pregnancy and childbirth full refund | |
| Stress counselling helpline | |
| Not Covered | |
| Transplants | |
| Not Covered | |
| Other benefits | |
|
Extended hospital List - Yes
|
Treatment under sections B1 to C11 (or D2 when you have bought the mental health cover extension) can be provided at a larger choice of hospitals Individual section limits apply |
|
Extended hospital List - No
|
Standard Hospital List |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |