Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Cost paid in FULL | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Cost paid in FULL | |
| Physicians fees & diagnostic tests | |
| Cost paid in FULL | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Cost paid in FULL | |
| Psychiatric treatment | |
| Not covered | |
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Not covered | |
| Diagnostic tests (excluding scans) | |
| Cost paid in FULL | |
| GP referred consultations | |
| Cost paid in FULL | |
| Physiotherapy consultant referred | |
| £500 per policy year for physiotherapy | |
| Physiotherapy GP referred | |
| £500 per policy year for physiotherapy | |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
| Cost paid in FULL | |
| Scans - MRI / CT / PET | |
| Cost paid in FULL | |
| Surgical Procedures | |
| Cost paid in FULL | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
NHS Cash benefit £100 per night up to 30 nights per policy year, NHS Cancer Cash benefit £300 per night up to 30 nights per policy year |
|
| Nursing at home | |
| Not covered | |
| Parental accommodation | |
| Cost paid in FULL | |
| Primary care | |
| Not covered | |
| Private ambulance | |
| Cost paid in FULL | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| There is an aggregate limit of £1m per person per policy year on total benefits payable under this plan. Benefits are payable during the policy period only | |
| Children covered | |
| Children between the ages of 0 and 25 | |
| Chiropractors & Osteopaths | |
| Not covered | |
| Dental treatment | |
| Cost paid in FULL for Oral Surgery only (non dental) | |
| GP minor surgery | |
| Not covered | |
| GP Referred Chiropody, Podiatry or Homeopathy | |
| Not covered | |
| Hospice care cash benefit | |
| Not available | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not available | |
| Optional cash benefit | |
| Not available | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Not covered | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not available | |
| Pregnancy | |
| Not covered | |
| Stress counselling helpline | |
| Not covered | |
| Transplants | |
| Not covered | |
| Other benefits | |
| SME will only allow switching ages over the age of 65 and under the age of 74 a 1 in 5 ratio (explained in the following link on page 13 http://www.april-uk.com/files/PMIBrochureSME0514.pdf) | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |