Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full refund | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full refund | |
| Physicians fees & diagnostic tests | |
| Full refund | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Full refund | |
| Organ transplant | |
| Not covered | |
| Outside area of cover limit for USA / Canada | |
| Not covered | |
| Prosthetic devices | |
| Not covered | |
| Psychiatric treatment | |
| Not covered | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| up to £200 : €250 pa | |
| Diagnostic tests (excluding scans) | |
| As part of out-patient limit of £3,000 €4,000 | |
| GP referred consultations | |
| As part of out-patient limit of £3,000 €4,000 | |
| Physiotherapy consultant referred | |
| up to £200 : €250 pa | |
| Physiotherapy GP referred | |
| up to £200 : €250 pa | |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
| Oncology - Full refund up to policy limits | |
| Scans - MRI / CT / PET | |
| No annual maximum within policy benefit limit | |
| Surgical Procedures | |
| No annual maximum within policy benefit limit | |
| Vaccinations administered by a medical practitioner | |
| Within Well- being benefit | |
Key Facts - Additional Benefits | |
| Cash benefit if the treatment is received completely free of charge | |
| £50 : €65 each night up to a max 10 nights | |
| Nursing at home | |
| Not covered | |
| Parental accommodation | |
| Not covered | |
| Private ambulance | |
| Full refund | |
Additional Benefits | |
| 24 Hour emergency helpline | |
| Included | |
| Accompanying relative travel & accomodation | |
| Not covered | |
| AIDS / HIV treatment | |
| Not covered | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
In-patient : £10,000 : €12,000 Out-patient: £3,000 : €4,000 |
|
| Children covered | |
| 24 years | |
| Chinese medicine | |
| Not covered | |
| Chiropractors & Osteopaths | |
| up to £200 : €250 pa | |
| Chronic conditions & palliative care | |
| Not covered | |
| Compassionate home visit | |
| Not covered | |
| Cover for new born children | |
| Not covered | |
| Cremation / burial or repatriation of remains | |
| Not covered | |
| Dental treatment | |
| £200 : €250 Routine treatment | |
| Emergency medical evacuation & medical repatriation | |
| Not covered | |
| Extended care facility | |
| Not covered | |
| Health Screening | |
| Not covered | |
| Hormone replacement therapy | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Childbirth £100 : €125 per child | |
| Organ Transplants | |
| Not covered | |
| Overseas cover | |
| Full refund | |
| Personal & total disability benefit | |
| Not covered | |
| Policy excess | |
| Nil | |
| Pre-existing conditions | |
| Not covered | |
| Pregnancy complications | |
| Not covered | |
| Presciption drugs, dressings and medicines | |
| Out-patient £50 : €65 pa | |
| Rehabilitation | |
| Not covered | |
| Routine maternity cover | |
| Not covered | |
| Sight / vision benefit | |
| One examination per year plus £100 : €125 for prescribed glasses / contact lenses | |
| Stabilisation of acute chronic episode | |
| Not covered | |
| Well Baby Examination | |
| Full refund - for paediatrician costs for the first examination or check-up of a newborn baby, provided the examination is made within 24 hours of delivery (Opional cover) | |
| Other benefits | |
FREE membership of the Blood Care Foundation - providing screened blood worldwide for emergency blood transfusions ALC World : member restricted comprehensive online database covering information on doctors, hospitals and medical facilities in over 180 countries worldwide Online policy and claims management service |
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| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |