AXA health - Business Health Select

Add-on 10 - Extended cover
Extra cover for treatment at any hospital, day-patient unit or scanning centre in the UK that is not listed in the Directory of Hospitals, Paid in full up to the normal daily rates published and charged by the facility

Add-on 10 - Extended cover Extra cover for Fee limited specialists
Paid in full, so long as they do not charge significantly more than they usually do for that, or similar, treatment

Add-on 10 - Extended cover Extra cover for Fee limited specialists
Paid in full, so long as they do not charge significantly more than they usually do for that, or similar, treatment

Add-on 5 - Mental Health
No annual maximum at a hospital listed in the directory of hospitals

Add-on 4 - Therapies
No yearly limit per person per policy (Max of 10 sessions of treatment a year for GP referred treatment with a complementary practitioner or Physiotherapist) Any further treatment must be under the control of a Specialist

Add-on 1 - Standard out-patient
Up to two specialist consultations per year for each employee
No yearly Limit on diagnostic tests when referred by a specialist

Add-on 2 - Enhanced out-patient
Paid from overall £1,000 annual out-patient limit

Add-on 3 - Full out-patient
No yearly Limit on diagnostic tests when referred by a specialist

Add-on 1 - Standard out-patient
Up to two specialist consultations per year for each employee
No yearly Limit on diagnostic tests when referred by a specialist

Add-on 2 - Enhanced out-patient
Paid from overall £1,000 annual out-patient limit

Add-on 3 - Full out-patient
No yearly Limit on diagnostic tests when referred by a specialist

Add-on 4 - Therapies
No yearly limit per person per policy (Max of 10 sessions of treatment a year for GP referred treatment with a complementary practitioner or Physiotherapist) Any further treatment must be under the control of a Specialist

Add-on 4 - Therapies
No yearly limit per person per policy (Max of 10 sessions of treatment a year for GP referred treatment with a complementary practitioner or Physiotherapist) Any further treatment must be under the control of a Specialist

Add-on 5 - Mental Health
Full Refund for out-patient specialist consultations including psychologists and cognitive behavioural therapists

Essentials cover
Full refund (Biological therapies covered for 12 months)

Add-on 8 - Extra Cancer cover
• No time limit on biological therapies.
• Provide hormone / biophosphate therapy during active treatment
• Provide cover for experimental treatment agreed in advance in an ethically approved trial
• Cover chemotherapy as well as radiotherapy for pain relief as well as maintenance

Essentials cover
Full refund for MRI, CT and PET scans if carried out at a scanning centre listed in the directory of hospitals
£50 cash benefit for CT, MRI, PET scans not in Directory

Add-on 10 - Extended cover
Extra cover for treatment at any scanning centre in the UK that is not listed in the Directory of Hospitals, Paid in full up to the normal daily rates published and charged by the facility

Essentials cover
£50 a day up to £2,000 a year NHS cash benefit for radiotherapy/chemotherapy

Add-on 6 - Extra Care benefits
£100 per night (max £2,000 per person, per policy year under)

Add-on 6 - Extra Care benefits
Full refund (for administration of intravenous cytoxic chemotherapy or intravenous antibiotics which would otherwise require the member to be admitted for in-patient or day-case treatment)

Essentials cover - Full cover (child up to 16 years old)
Hotel accommodation for one parent while their child under 16 is receiving eligible treatment Up to £100 per night, up to £500 a year

Essentials cover
Full refund (Between hospitals in the UK)

Add-on 4 - Therapies
No yearly limit per person, per policy year towards treatment by Physiotherapists, Chiropractors, Homeopaths, Osteopathy or Acupuncturists

Add-on 6 - Extra Care benefits
No annual maximum for certain oral surgical procedures only

Add-on 7 - Dentist and Optician Cashback Benefit
Dental: 80% of the costs up to £400 a year

Add-on 10 - Extended cover
Private GP fees for consultations, up to £500 a year

Therapies
No yearly limit per person pa for Physiotherapy, Osteopathy, Chiropractic, Chiropody / Podiatry, Speech & Language, Acupuncture, Dietary Services, Psychology and Homeopathy overall maximum of 10 sessions per year

Add-on 7 - Dentist and Optician Cashback Benefit
* Dental care: 80% of the costs incurred will be paid, up to £400 each year
* Optical cover: 80% of the costs incurred will be paid, up to £200 every years for prescribed spectacles and contact lenses needed to correct vision
* Eye test: Up to £25 each year for an eye test

Add-on 9 -Travel
See the AXA PPP travel cover handbook for details of the benefits

Add-on 10 - Extended cover
Extra cover for treatment received outside of the UK.
Up to the cost AXA would pay for equivalent treatment in the UK

As pregnancy and childbirth are not medical conditions and because the NHS provides for them, our cover is limited.
We don’t cover the normal checks or other interventions, such as monitoring and screening, that you will have during pregnancy and birth. However, if you develop a medical condition while pregnant or giving birth, we may cover it.
What is covered?
We will cover the additional costs for treatment of medical conditions that arise during pregnancy or childbirth. For example:
* ectopic pregnancy (pregnancy where the embryo or foetus grows outside the womb)
* hydatidiform mole (abnormal cell growth in the womb)
* retained placenta (afterbirth retained in the womb)
* placenta praevia
* diabetes (If you have exclusions because of your past medical history related to diabetes, then you will not be covered for any treatment
* post partum haemorrhage (heavy bleeding in the hours and days immediately after
* miscarriage requiring immediate surgical treatment)

Essentials cover
Health at Hand 24 hour health information and counselling

Add-on 8 - Extra Cancer
No time limits on cancer treatment while you are a member - No yearly limit
Unproven drugs if you take part in a randomised clinical trial that the appropriate ethics committee has approved, so long as we agree it first
Your stay in hospital, including specialist fees, is paid in full, not including the drugs
Specialist consultations with the specialist treating your cancer
If you are an out-patient, post-diagnosis specialist consultations are covered
Diagnostic tests
For in-patients or day-patients, diagnostic tests are covered. For out-patients, diagnostic tests are covered when ordered by the specialist treating your cancer
Donation to a hospice where you’re having end-of-life care or a service providing hospice-at-home care
Hospice or service donation of £100 a night
The cost of wigs or external prostheses needed when you’re having treatment to kill cancer cells
Up to £5,000 a year for external prostheses Up to £150 a year for wigs