Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
Essential cover only Unlimited providing they are customary and reasonable costs, but do not relate to treatment of diagnosed cancer. |
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Cancer Cover - Unlimited
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Cancer Cover - Unlimited option Cover extended to treatment of diagnosed cancer. |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
Essential cover only Unlimited providing they are customary and reasonable costs, but do not relate to treatment of diagnosed cancer. |
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Cancer Cover - Unlimited
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Cancer Cover - Unlimited option Cover extended to treatment of diagnosed cancer. |
| Physicians fees & diagnostic tests | |
Essential cover only Unlimited providing they are customary and reasonable costs, but do not relate to treatment of diagnosed cancer. |
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Cancer Cover - Unlimited
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Cancer Cover - Unlimited option Cover extended to treatment of diagnosed cancer. |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
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Cancer Cover - No
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Not covered |
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Cancer Cover - Unlimited
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Cancer cover - Unlimited option Above in/day patient benefits extended to cover diagnosed cancer and unlimited benefit for oncology and specialist consultations for cancer. |
| Psychiatric treatment | |
| Not covered | |
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
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Manipulative Treatment - No
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Not covered |
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Manipulative Treatment - Unlimited
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Manipulative Treatment - Unlimited option Unlimited costs for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
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Manipulative Treatment - £300
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Manipulative Treatment - £300 per year option Up to £300 per year overall manipulative tratment limit, for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
| Diagnostic tests (excluding scans) | |
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Out-patient Cover - No
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Not covered |
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Out-patient Cover - Unlimited
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Out-Patient cover - Unlimited option Unlimited providing they are customary and reasonable costs |
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Out-patient Cover - £1,000
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Out-Patient cover - £1,000 per year option £1,000 per year overall out patient treatment limit, providing they are customary and reasonable costs |
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Out-patient Cover - £500
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Out-Patient cover - £500 per year option £500 per year overall out patient treatment limit, providing they are customary and reasonable costs |
| GP referred consultations | |
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Out-patient Cover - No
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Not covered |
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Out-patient Cover - Unlimited
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Out-Patient cover - Unlimited option Unlimited providing they are customary and reasonable costs |
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Out-patient Cover - £1,000
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Out-Patient cover - £1,000 per year option £1,000 per year overall out patient treatment limit, providing they are customary and reasonable costs |
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Out-patient Cover - £500
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Out-Patient cover - £500 per year option £500 per year overall out patient treatment limit, providing they are customary and reasonable costs |
| Physiotherapy consultant referred | |
| Up to 3 sessions of post-operative physiotherapy as an out-patient following in-patient or day-patient surgery | |
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Manipulative Treatment - Unlimited
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Manipulative Treatment - Unlimited option Unlimited costs for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
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Manipulative Treatment - £300
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Manipulative Treatment - £300 per year option Up to £300 per year overall manipulative tratment limit, for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
| Physiotherapy GP referred | |
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Manipulative Treatment - No
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Not covered |
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Manipulative Treatment - Unlimited
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Manipulative Treatment - Unlimited option Unlimited costs for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
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Manipulative Treatment - £300
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Manipulative Treatment - £300 per year option Up to £300 per year overall manipulative tratment limit, for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
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Cancer Cover - No
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Not covered |
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Cancer Cover - Unlimited
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Cancer cover - Unlimited option Unlimited cover |
| Scans - MRI / CT / PET | |
| Unlimited - At any hospital on the My Hospitals list. Includes professional fees where appropriate. | |
| Surgical Procedures | |
| Unlimited providing they are customary and reasonable costs | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| £250 per night, paid if you have free in-patient treatment under the NHS that would be covered under the policy. | |
| Nursing at home | |
| Unlimited - Medically required home nursing following authorised in-patient and day-patient treatment. | |
| Parental accommodation | |
| Unlimited - You can stay in hospital with your child (up to the age of 18) if they are having treatment under the policy | |
| Private ambulance | |
| Unlimited - Medically essential travel to, between or from hospital in a private road ambulance in connection with in-patient or day-patient treatment | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| Up to the renewal after their 21st birthday, or their 25th birthday if they are in full time education. | |
| Chiropractors & Osteopaths | |
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Manipulative Treatment - No
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Not covered |
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Manipulative Treatment - Unlimited
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Manipulative Treatment - Unlimited option Unlimited costs for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
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Manipulative Treatment - £300
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Manipulative Treatment - £300 per year option Up to £300 per year overall manipulative tratment limit, for physiotherapy, osteopathy, podiatry and chiropractic treatment received as an out-patient |
| Dental treatment | |
| Not covered | |
| Hospice donation | |
| £250 per year (if the patient requires admission for care) | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Not covered | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Not covered | |
| Transplants | |
| Not covered | |
| Other benefits | |
| Private GP Helpline - Talk to a private GP, 24 hours a day, 7 days a week if you need any help or advice on a medical problem. | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |