Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full refund | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full refund | |
| Physicians fees & diagnostic tests | |
| Full refund | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Full refund | |
| Organ transplant | |
| £100,000 : €140,000 : US$200,000 | |
| Outside area of cover limit for USA / Canada | |
| For trips up to a maximum of six weeks or 42 days per year, maximum benefit: £30,000 : €42,000 : US$60,000 | |
| Prosthetic devices | |
| Not covered | |
| Psychiatric treatment | |
| Limited to 30 days maximum each year | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Up to £1,000 : €1,400 : US$2,000, within overall out-patient limit | |
| Diagnostic tests (excluding scans) | |
| Up to an overall out-patient limit of £7,500 : €10,500 each year : US$15,000 | |
| GP referred consultations | |
| As part of annual out-patient limit of £7,500 | |
| Physiotherapy consultant referred | |
| Up to £1,000 per year within out-patient limit | |
| Physiotherapy GP referred | |
| Up to £1,000 per year within out-patient limit | |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
| Full cover | |
| Scans - MRI / CT / PET | |
| Full refund within overall out-patient limit of £7,500 | |
| Surgical Procedures | |
| Not covered | |
| Vaccinations administered by a medical practitioner | |
| Not covered | |
Key Facts - Additional Benefits | |
| Cash benefit if the treatment is received completely free of charge | |
| £200 per night (up to maximum of 30 nights pa) | |
| Nursing at home | |
| Up to a maximum of 8 weeks per condition and annual maximum 26 weeks | |
| Parental accommodation | |
| Not covered | |
| Private ambulance | |
| Full refund | |
Additional Benefits | |
| 24 Hour emergency helpline | |
| Included | |
| Accompanying relative travel & accomodation | |
| Included if Repatriation and Evacuation benefit taken | |
| AIDS / HIV treatment | |
| defined as a chronic condition, cover only for Acute condition: Full refund in-patient, Full refund out-patient, within overall out-patient limit of £7,500 | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| £750,000 | |
| Children covered | |
| 21 years of age | |
| Chinese medicine | |
| Not covered | |
| Chiropractors & Osteopaths | |
| Up to £1,000 pa (from out-patient benefit) on recommendation by medical practitioner or Specialist | |
| Chronic conditions & palliative care | |
| Full refund for treatment of acute episodes of chronic conditions | |
| Compassionate home visit | |
| Not covered | |
| Cover for new born children | |
| Not covered | |
| Cremation / burial or repatriation of remains | |
| Limited to £5,000 : €7,000 : US$10,000 | |
| Dental treatment | |
Excluding costs incurred within the first 6 months of purchase date of this benefit other than Accidental Damage caused to sound natural teeth, which is covered immediately. Routine examination, including check-up and x-rays £50 : €75 : US$75 each visit, max 2 visits each year Cleaning and polishing (whether performed by a dentist or hygienist) £50 : €75 : US$75 each visit max 2 visits each year Fillings (amalgam or composite material) £40 : €60 : US$ 60 each tooth Extractions £40 : €60 : US$60 each tooth Wisdom tooth extraction when performed in a dental surgery £80 : €120 : US$120 each tooth New porcelain crowns £150 : €225 : US$225 each tooth Repair of crown £100 : €150 : US$150 each tooth Root canal treatment £150 : €225 : US$225 each tooth New bridge £250 : €375 : US$375 each bridge Repair of bridge £150 : €225: US$225 each bridge New dentures £100 : €150 : US$150 each set Emergency dental treatment for the relief of pain, being treatment of an abscess, cracked or broken tooth rebuild or temporary filling £200 : €300, US$300 each year _ The above procedures are limited to the amounts shown and are subject to an overall max limit of £1,000 : €1,500 : US$1,500 _ Dental Surgery undertaken at a hospital by Oral Maxiillofacial Surgeon or Surgical Dentist, including surgical removal of impacted or buried wisdom teeth and extractions of complicated buried roots ....................... Full refund |
|
| Emergency medical evacuation & medical repatriation | |
| Optional Extra (Evacuation & Repatriation Cover) | |
| Extended care facility | |
| Not covered | |
| Health Screening | |
| Not covered | |
| Hormone replacement therapy | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Organ Transplants | |
| £100,000 : €140,000 : US$200,000 | |
| Overseas cover | |
| Optional Extra (Evacuation & Repatriation cover available. Full refund) | |
| Personal & total disability benefit | |
| Not covered | |
| Policy excess | |
| Standard Policy Excess of £150 : €225 : US$280 each medical condition for in-patient and out-patient treatment only. choice of excess levels between £Nil and £7,500 | |
| Pre-existing conditions | |
| No, Moratorium underwriting as standard, CPME and MHD available on request, subject to terms and conditions | |
| Pregnancy complications | |
| Not covered | |
| Presciption drugs, dressings and medicines | |
| Full refund for drugs, medicines and appliances prescribed by Practitioner or Specialist (up to £7,500 pa) | |
| Rehabilitation | |
| Not covered | |
| Routine maternity cover | |
| Not covered | |
| Sight / vision benefit | |
| Not covered | |
| Stabilisation of acute chronic episode | |
| Full cover in-patient, out-patient subject to overall outpatient limit of £7,500 | |
| Well Baby Examination | |
| Not covered | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |