Home > Morgan Price International Healthcare Ltd - Globalhealth Plans - Level 3

Morgan Price International Healthcare Ltd - Globalhealth Plans - Level 3

GlobalHealth Plans is our premier expatriate healthcare product and offers excellent cover for expatriates around the world. Cover is split into 3 levels, across 3 geographical areas of the world. Further flexibility is offered through a choice of excesses/deductibles, and also the ability to pay premiums in £ sterling, US$ dollars and € euros.

Tailored quotations are available for schemes over 50 employees, and CPME and MHD terms are available over 10 lives.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Full refund
Surgeon / Consultant / Specialist & Anaesthetists fees
	Full refund
Physicians fees & diagnostic tests
	Full refund
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Full refund
Psychiatric treatment
	Up to an annual limit of 30 days for in-patient treatment
Key Facts - Out-patient Charges
Complementary medicine
	Up to a maximum £500 : €750 : $940 with a £35 : €55 : $70 excess per claim
Diagnostic tests (excluding scans)
	Full refund with a £35 : €55 : $70 excess per claim
GP referred consultations
	Full refund with a £35 : €55 : $70 excess per claim
Physiotherapy consultant referred
	Full refund with a £35 : €55 : $70 excess per claim
Physiotherapy GP referred
	Full refund with a £35 : €55 : $70 excess per claim
Psychiatric cover
	Full refund with a £35 : €55 : $70 excess per claim
Radiotherapy / Chemotherapy
	Full refund
Scans - MRI / CT / PET
	Full refund with a £35 : €55 : $70 excess per claim
Surgical Procedures
	Full refund with a £35 : €55 : $70 excess per claim
Vaccinations administered by a medical practitioner
	Not covered
Key Facts - Additional Benefits
Cash benefit if the treatment is received completely free of charge
	£100 : €150 : $190 per night as an in-patient
Nursing at home
	Up to 30 days per year
Parental accommodation
	Full refund (child up to 18 years old)
Primary care
	Not covered
Private ambulance
	£250 : €375 : $470 per year for a road ambulance
Additional Benefits
24 Hour emergency helpline
	24hr / 7 days a week
Accompanying relative travel & accomodation
	Not covered
AIDS / HIV treatment
	Not covered
	Optional Enhancement - £15,000 : €22,500 : $28,125 for the lifetime of the policy (condition must be diagnosed after the inception date - In-patient & out-patient treatment) (+40% premium)
Alcohol & drug abuse
	Not covered
Annual maximum limit
	£1,000,000 : €1,500,000 : $1,875,000
Children covered
	18 or 24 if in FTE
Chinese medicine
	Not covered
Chiropractors & Osteopaths
	Up to a maximum £500 : €750 : $940 with a £35 : €55 : $70 excess per claim
Chronic conditions & palliative care
	Not covered
	Optional Enhancement - £15,000 : €22,500 : $28,125 for the lifetime of the policy (condition must be diagnosed after the inception date - In-patient & out-patient treatment) (+40% premium)
Compassionate home visit
	Not covered
Cover for new born children
	Not covered
Cremation / burial or repatriation of remains
	Full refund
Dental treatment
	Routine Dental treatment covered up to £500 : €750 : $940 with a £50 : €75 : $95 excess per claim Emergency Dental treatment covered up to £1,000 :€1,500 : $1,875
Emergency medical evacuation & medical repatriation
	Full refund
Extended care facility
	Not covered
GP minor surgery
	Full refund with a £35 : €55 : $70 excess per claim
GP Referred Chiropody, Podiatry or Homeopathy
	Up to a maximum £500 : €750 : $940 with a £35 : €55 : $70 excess per claim
Health Screening
	Up to £250 : €375 : $470 per policy year (after 2 years continuous membership)
Hormone replacement therapy
	Not covered
Hospice care cash benefit
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional Cash Benefits
	Not covered
Organ Transplants
	Up to £100,000 : €150,000 : $187,500
Overseas cover
	Not applicable
Personal & total disability benefit
	Not covered
Policy excess
	Standard excess of £35 : €55 : $70 applied to each eligible claim per person per policy year
Pre-existing conditions
	Not covered
Pregnancy complications
	Up to £10,000 : €15,000 : $18,750 (eligible after 12 months membership)
Presciption drugs, dressings and medicines
	Up to max £500 : €750 : $940 per policy year
Rehabilitation
	Not covered
Routine maternity cover
	Up to £5,000 : €7,500 : $9,375 (eligible after 12 months membership)
Sight / vision benefit
	Up to max £500 : €750 : $940 per policy year
Stabilisation of acute chronic episode
	Not covered
	Optional Enhancement - £15,000 : €22,500 : $28,125 for the lifetime of the policy (condition must be diagnosed after the inception date - In-patient & out-patient treatment) (+40% premium)
Stress counselling helpline
	Not covered
Well Baby Examination
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Full refund

Surgeon / Consultant / Specialist & Anaesthetists fees

Full refund

Physicians fees & diagnostic tests

Full refund

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Full refund

Psychiatric treatment

Up to an annual limit of 30 days for in-patient treatment

Key Facts - Out-patient Charges

Complementary medicine

Up to a maximum £500 : €750 : $940 with a £35 : €55 : $70 excess per claim

Diagnostic tests (excluding scans)

Full refund with a £35 : €55 : $70 excess per claim

GP referred consultations

Full refund with a £35 : €55 : $70 excess per claim

Physiotherapy consultant referred

Full refund with a £35 : €55 : $70 excess per claim

Physiotherapy GP referred

Full refund with a £35 : €55 : $70 excess per claim

Psychiatric cover

Full refund with a £35 : €55 : $70 excess per claim

Radiotherapy / Chemotherapy

Full refund

Scans - MRI / CT / PET

Full refund with a £35 : €55 : $70 excess per claim

Surgical Procedures

Full refund with a £35 : €55 : $70 excess per claim

Vaccinations administered by a medical practitioner

Not covered

Key Facts - Additional Benefits

Cash benefit if the treatment is received completely free of charge

£100 : €150 : $190 per night as an in-patient

Nursing at home

Up to 30 days per year

Parental accommodation

Full refund (child up to 18 years old)

Primary care

Not covered

Private ambulance

£250 : €375 : $470 per year for a road ambulance

Additional Benefits

24 Hour emergency helpline

24hr / 7 days a week

Accompanying relative travel & accomodation

Not covered

AIDS / HIV treatment

Not covered

Optional Enhancement - £15,000 : €22,500 : $28,125 for the lifetime of the policy (condition must be diagnosed after the inception date - In-patient & out-patient treatment) (+40% premium)

Alcohol & drug abuse

Not covered

Annual maximum limit

£1,000,000 : €1,500,000 : $1,875,000

Children covered

18 or 24 if in FTE

Chinese medicine

Not covered

Chiropractors & Osteopaths

Up to a maximum £500 : €750 : $940 with a £35 : €55 : $70 excess per claim

Chronic conditions & palliative care

Not covered

Optional Enhancement - £15,000 : €22,500 : $28,125 for the lifetime of the policy (condition must be diagnosed after the inception date - In-patient & out-patient treatment) (+40% premium)

Compassionate home visit

Not covered

Cover for new born children

Not covered

Cremation / burial or repatriation of remains

Full refund

Dental treatment

Routine Dental treatment covered up to £500 : €750 : $940 with a £50 : €75 : $95 excess per claim
Emergency Dental treatment covered up to £1,000 :€1,500 : $1,875

Emergency medical evacuation & medical repatriation

Full refund

Extended care facility

Not covered

GP minor surgery

Full refund with a £35 : €55 : $70 excess per claim

GP Referred Chiropody, Podiatry or Homeopathy

Up to a maximum £500 : €750 : $940 with a £35 : €55 : $70 excess per claim

Health Screening

Up to £250 : €375 : $470 per policy year (after 2 years continuous membership)

Hormone replacement therapy

Not covered

Hospice care cash benefit

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional Cash Benefits

Not covered

Organ Transplants

Up to £100,000 : €150,000 : $187,500

Overseas cover

Not applicable

Personal & total disability benefit

Not covered

Policy excess

Standard excess of £35 : €55 : $70 applied to each eligible claim per person per policy year

Pre-existing conditions

Not covered

Pregnancy complications

Up to £10,000 : €15,000 : $18,750 (eligible after 12 months membership)

Presciption drugs, dressings and medicines

Up to max £500 : €750 : $940 per policy year

Rehabilitation

Not covered

Routine maternity cover

Up to £5,000 : €7,500 : $9,375 (eligible after 12 months membership)

Sight / vision benefit

Up to max £500 : €750 : $940 per policy year

Stabilisation of acute chronic episode

Not covered

Optional Enhancement - £15,000 : €22,500 : $28,125 for the lifetime of the policy (condition must be diagnosed after the inception date - In-patient & out-patient treatment) (+40% premium)

Stress counselling helpline

Not covered

Well Baby Examination

Not covered


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