Home > Morgan Price International Healthcare Ltd - Globalhealth Plans - Level 2

Morgan Price International Healthcare Ltd - Globalhealth Plans - Level 2

GlobalHealth Plans is our premier expatriate healthcare product and offers excellent cover for expatriates around the world. Cover is split into 3 levels, across 3 geographical areas of the world. Further flexibility is offered through a choice of excesses/deductibles, and also the ability to pay premiums in £ sterling, US$ dollars and € euros.

Tailored quotations are available for schemes over 50 employees, and CPME and MHD terms are available over 10 lives.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Full refund
Surgeon / Consultant / Specialist & Anaesthetists fees
	Full refund
Physicians fees & diagnostic tests
	Full refund
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Full refund
Psychiatric treatment
	Up to an annual limit of 14 days for in-patient treatment
Key Facts - Out-patient Charges
Complementary medicine
	Not covered
Diagnostic tests (excluding scans)
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
GP referred consultations
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
Physiotherapy consultant referred
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
Physiotherapy GP referred
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	Full refund
Scans - MRI / CT / PET
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
Surgical Procedures
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
Vaccinations administered by a medical practitioner
	Not covered
Key Facts - Additional Benefits
Cash benefit if the treatment is received completely free of charge
	£75 : €125 : $160 per night as an in-patient
Nursing at home
	Up to 14 days per year
Parental accommodation
	Full refund (child up to 18 years old)
Primary care
	Not covered
Private ambulance
	£200 : €300 : $375 per year for a road ambulance
Additional Benefits
24 Hour emergency helpline
	24hr / 7 days a week
Accompanying relative travel & accomodation
	Not covered
AIDS / HIV treatment
	Not covered
Alcohol & drug abuse
	Not covered
Annual maximum limit
	£750,000 : €1,125,000 : $1,406,250
Children covered
	18 or 24 if in FTE
Chinese medicine
	Not covered
Chiropractors & Osteopaths
	Not covered
Chronic conditions & palliative care
	Not covered
Compassionate home visit
	Not covered
Cover for new born children
	Not covered
Cremation / burial or repatriation of remains
	Repatriation of mortal remains up to max of £50,000 : €75,000 : $93,750 as part of the overall set limit for Repatriation and Evacuation
Dental treatment
	Not covered
Emergency medical evacuation & medical repatriation
	Up to max of £50,000 : €75,000 : $93,750
Extended care facility
	Not covered
GP minor surgery
	Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)
GP Referred Chiropody, Podiatry or Homeopathy
	Not covered
Health Screening
	Up to £250 : €375 : $470 per policy year (after 2 years continuous membership)
Hormone replacement therapy
	Not covered
Hospice care cash benefit
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional Cash Benefits
	Not covered
Organ Transplants
	Up to £100,000 : €150,000 : $187,500
Overseas cover
	Not applicable
Personal & total disability benefit
	Not covered
Policy excess
	Standard excess of £35 : €55 : $70 applied to each eligible claim per person per policy year
Pre-existing conditions
	Not covered
Pregnancy complications
	Up to £10,000 : €15,000 : $18,750 (eligible after 12 months membership)
Presciption drugs, dressings and medicines
	Up to max £100 : €150 : $190 per policy year
Rehabilitation
	Not covered
Routine maternity cover
	Not covered
Sight / vision benefit
	Not covered
Stabilisation of acute chronic episode
	Not covered
Stress counselling helpline
	Not covered
Well Baby Examination
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Full refund

Surgeon / Consultant / Specialist & Anaesthetists fees

Full refund

Physicians fees & diagnostic tests

Full refund

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Full refund

Psychiatric treatment

Up to an annual limit of 14 days for in-patient treatment

Key Facts - Out-patient Charges

Complementary medicine

Not covered

Diagnostic tests (excluding scans)

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

GP referred consultations

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

Physiotherapy consultant referred

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

Physiotherapy GP referred

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

Full refund

Scans - MRI / CT / PET

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

Surgical Procedures

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

Vaccinations administered by a medical practitioner

Not covered

Key Facts - Additional Benefits

Cash benefit if the treatment is received completely free of charge

£75 : €125 : $160 per night as an in-patient

Nursing at home

Up to 14 days per year

Parental accommodation

Full refund (child up to 18 years old)

Primary care

Not covered

Private ambulance

£200 : €300 : $375 per year for a road ambulance

Additional Benefits

24 Hour emergency helpline

24hr / 7 days a week

Accompanying relative travel & accomodation

Not covered

AIDS / HIV treatment

Not covered

Alcohol & drug abuse

Not covered

Annual maximum limit

£750,000 : €1,125,000 : $1,406,250

Children covered

18 or 24 if in FTE

Chinese medicine

Not covered

Chiropractors & Osteopaths

Not covered

Chronic conditions & palliative care

Not covered

Compassionate home visit

Not covered

Cover for new born children

Not covered

Cremation / burial or repatriation of remains

Repatriation of mortal remains up to max of £50,000 : €75,000 : $93,750 as part of the overall set limit for Repatriation and Evacuation

Dental treatment

Not covered

Emergency medical evacuation & medical repatriation

Up to max of £50,000 : €75,000 : $93,750

Extended care facility

Not covered

GP minor surgery

Full refund (up to an overall out-patient limit of £5,000 : &€7,500 : €9,375 with a £35 :€55 : $75 excess per claim)

GP Referred Chiropody, Podiatry or Homeopathy

Not covered

Health Screening

Up to £250 : €375 : $470 per policy year (after 2 years continuous membership)

Hormone replacement therapy

Not covered

Hospice care cash benefit

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional Cash Benefits

Not covered

Organ Transplants

Up to £100,000 : €150,000 : $187,500

Overseas cover

Not applicable

Personal & total disability benefit

Not covered

Policy excess

Standard excess of £35 : €55 : $70 applied to each eligible claim per person per policy year

Pre-existing conditions

Not covered

Pregnancy complications

Up to £10,000 : €15,000 : $18,750 (eligible after 12 months membership)

Presciption drugs, dressings and medicines

Up to max £100 : €150 : $190 per policy year

Rehabilitation

Not covered

Routine maternity cover

Not covered

Sight / vision benefit

Not covered

Stabilisation of acute chronic episode

Not covered

Stress counselling helpline

Not covered

Well Baby Examination

Not covered


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