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Aviva - Optimum

Optimum has been especially designed to address the differing healthcare needs of large companies (250+ employees). Rather than restrict you to a product that provides benefits your client may feel that they may never need, Optimum allows your clients to tailor the cover to suit their needs and budget. The benefits detailed below are standard benefits that can be tailored.

Optimum provides comprehensive cover whilst allowing you to enhance your clients policy with a choice of additional benefits or cost containment options to offer total choice and flexibility

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Surgeon / Consultant / Specialist & Anaesthetists fees
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Physicians fees & diagnostic tests
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Psychiatric treatment
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover

Key Facts - Out-patient Charges

Complementary medicine
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Diagnostic tests (excluding scans)
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
GP referred consultations
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Physiotherapy consultant referred
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Physiotherapy GP referred
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Psychiatric cover
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Radiotherapy / Chemotherapy
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Scans - MRI / CT / PET
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover

Key Facts - Additional Benefits

NHS cash benefit
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Nursing at home
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Parental accommodation
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Primary care
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Private ambulance
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover

Additional Benefits

Alcohol & drug abuse
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Annual maximum limit
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Children covered
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Chiropractors & Osteopaths
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Dental treatment
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Discretionary Benefit Option (DBO)
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
GP minor surgery
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Hospice donation
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Infertility investigations
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Maternity cash benefit
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Out of pocket expenses
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Overseas cover
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Personal & total disability benefit
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Pregnancy
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Stress counselling helpline
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Transplants
Optimum has been specially designed to address the differing needs of large companies, and its complete flexibility allows your clients to tailor a policy to fulfill their objectives in terms of provision of cover
Other benefits
 
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