Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Full cover |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Full cover |
| Physicians fees & diagnostic tests |
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Full cover |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Full cover |
| Psychiatric treatment |
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£5,000 pa (not available for first 12 months) |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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12 sessions per year |
| Diagnostic tests (excluding scans) |
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Full cover |
| GP referred consultations |
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Full cover |
| Physiotherapy consultant referred |
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20 sessions pa (on GP referral) Full cover post hospitalisation |
| Physiotherapy GP referred |
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20 sessions pa (on GP referral) Full cover post hospitalisation |
| Psychiatric cover |
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£1,000 pre-hospitalisation, and another £1,000 post-hospitalisation |
| Radiotherapy / Chemotherapy |
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Full cover |
| Scans - MRI / CT / PET |
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Full cover |
| Surgical Procedures |
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Full cover |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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£50 per night, max 50 nights. £75 day-care cash |
| Nursing at home |
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Full cover |
| Parental accommodation |
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Full cover (for child under 12 years old) |
| Private ambulance |
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Full cover |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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Up to 18th birthday or 25 if still in full-time education |
| Chiropractors & Osteopaths |
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Up to £50 per session (up to 12 sessions pa only after GP referral) |
| Dental treatment |
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Oral surgery only |
| Hospice donation |
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Not covered |
| Infertility investigations |
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Not covered |
| Maternity cash benefit |
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£250 per child - not available for first 12 months of cover |
| Optional cash benefit |
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Optional increased NHS cash benefit £100 per night, max 50 nights |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Not covered |
| Transplants |
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Not covered |
Registration 
