Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Paid in full | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Paid in full | |
| Physicians fees & diagnostic tests | |
| Paid in full | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Paid in full | |
| Psychiatric treatment | |
| Paid in full (for up to 30 days pa) | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Paid in full | |
| Diagnostic tests (excluding scans) | |
| Paid in full | |
| GP referred consultations | |
| Paid in full | |
| Physiotherapy consultant referred | |
| Paid in full | |
| Physiotherapy GP referred | |
| Paid in full | |
| Psychiatric cover | |
| 50% of valid expenses per consultation up to £1,000 pa | |
| Radiotherapy / Chemotherapy | |
| Paid in full | |
| Scans - MRI / CT / PET | |
| Paid in full | |
| Surgical Procedures | |
| Paid in full | |
| Vaccinations administered by a medical practitioner | |
| Paid in full, when related to travel and for adults only | |
Key Facts - Additional Benefits | |
| Cash benefit if the treatment is received completely free of charge | |
| Not covered | |
| Nursing at home | |
| Paid in full (if recommended by Specialist after hospital treatment as a medical necessity) | |
| Parental accommodation | |
| Full refund (for one parent accompanying a child up to 18 years of age) | |
| Primary care | |
| Covered | |
| Private ambulance | |
| Paid in full | |
Additional Benefits | |
| 24 Hour emergency helpline | |
| Included | |
| Accompanying relative travel & accomodation | |
| Not covered | |
| AIDS / HIV treatment | |
| Paid in full | |
| Alcohol & drug abuse | |
| Inc in Psychiatric | |
| Annual maximum limit | |
| Up to £5,000,000 | |
| Children covered | |
| 25 if still in FTE or residing at same residence as the member | |
| Chinese medicine | |
| Not covered | |
| Chiropractors & Osteopaths | |
| Paid in full | |
| Chronic conditions & palliative care | |
| Paid in full | |
| Compassionate home visit | |
| Not covered | |
| Cover for new born children | |
| Covered | |
| Cremation / burial or repatriation of remains | |
| Repatriation paid in full | |
| Dental treatment | |
| Emergency dental treatment only, up to £1,000, immediately after accidental damage to natural teeth. Separate dental plan available when purchased with this plan | |
| Emergency medical evacuation & medical repatriation | |
| Paid in full | |
| Extended care facility | |
| Not covered | |
| GP minor surgery | |
| Not covered | |
| GP Referred Chiropody, Podiatry or Homeopathy | |
| Paid in full - Homeopathy, Chiropody. Podiatry not covered | |
| Health Screening | |
| Not covered | |
| Hormone replacement therapy | |
| Covered | |
| Hospice care cash benefit | |
| Not covered | |
| Infertility investigations | |
| Reasonable costs into the cause of infertility | |
| Maternity cash benefit | |
| Not covered | |
| Optional Cash Benefits | |
| Not covered | |
| Organ Transplants | |
| Paid in full | |
| Overseas cover | |
| Paid in full - Emergency medical treatment only - max duration for any one trip of 30 days | |
| Personal & total disability benefit | |
| Not covered | |
| Policy excess | |
| Not applicable | |
| Pre-existing conditions | |
| MHD available on request with loading | |
| Pregnancy complications | |
| Paid in full | |
| Presciption drugs, dressings and medicines | |
| Paid in full | |
| Rehabilitation | |
| Not covered | |
| Routine maternity cover | |
| Paid in full | |
| Sight / vision benefit | |
| Not covered | |
Vision Plan (Optional Extra) One eye exam per year of insurance by and Optometrist or Ophthalmologist - Paid in full Expenses for; Up to £100 per year * Lenses to correct vision * eyeglases frames * Prescription sunglasses |
|
| Stabilisation of acute chronic episode | |
| Paid in full | |
| Stress counselling helpline | |
| Not available | |
| Well Baby Examination | |
| Not covered | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |