Home > CIGNA Global - Premier Plus Plan

CIGNA Global - Premier Plus Plan

The Premier Plus is identical to the Premier plan but with the added feature of Wellness benefits.

Adult routine check ups Pap tests for women Mammogram Prostate cancer screening

All medical products include cover for chronic medical conditions, such as heart disease, asthma, diabetes and hayfever. In many cases, chronic conditions are not covered under international plans, which can prove a real disadvantage for employees with young families where asthma and hayfever are common ailments that require day-to-day control and maintenance.

Benefits

Vision Plan	All Yes No

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Paid in full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full
Physicians fees & diagnostic tests
	Paid in full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Paid in full
Organ transplant
	Paid in full
Outside area of cover limit for USA / Canada
	Out of area cover up to 30 days
Prosthetic devices
	Paid in full
Psychiatric treatment
	Paid in full (for up to 30 days pa)
Key Facts - Out-patient Charges
Complementary medicine
	Paid in full
Diagnostic tests (excluding scans)
	Paid in full
GP referred consultations
	Paid in full
Physiotherapy consultant referred
	Paid in full
Physiotherapy GP referred
	Paid in full
Psychiatric cover
	50% of valid expenses per consultation up to £1,000 pa
Radiotherapy / Chemotherapy
	Paid in full
Scans - MRI / CT / PET
	Paid in full
Surgical Procedures
	Paid in full
Vaccinations administered by a medical practitioner
	Paid in full, when related to travel and for adults only
Key Facts - Additional Benefits
Cash benefit if the treatment is received completely free of charge
	Not covered
Nursing at home
	Paid in full (if recommended by Specialist after hospital treatment as a medical necessity)
Parental accommodation
	Paid in full (child under 18 years old)
Private ambulance
	Paid in full
Additional Benefits
24 Hour emergency helpline
	Included
Accompanying relative travel & accomodation
	Not covered
AIDS / HIV treatment
	Covered
Alcohol & drug abuse
	Inc in Psychiatric
Annual maximum limit
	Up to £5,000,000
Children covered
	25 if still in FTE or residing at same residence as the member
Chinese medicine
	Not covered
Chiropractors & Osteopaths
	Paid in full
Chronic conditions & palliative care
	Covered
Compassionate home visit
	Not covered
Cover for new born children
	Covered
Cremation / burial or repatriation of remains
	Repatriation paid in full
Dental treatment
	Emergency dental treatment only, up to £1,000, immediately after accidental damage to natural teeth. Separate dental plan available when purchased with this plan
Emergency medical evacuation & medical repatriation
	Full refund
Extended care facility
	Not covered
Health Screening
	Routine Adult Physical Exam per insurance year - Up to £300 (over 18 years old) Pap Smear per insurance year (Papanicolaou Screening) - Paid in full Prostate Cancer Screening per insurance year for males over 50 - Paid in full Mammograms For Brest Cancer Screening or Diagnostic Purposes (conditions apply) - Paid in full
Hormone replacement therapy
	Covered
Infertility investigations
	Reasonable costs into the cause of infertility
Maternity cash benefit
	Not covered
Organ Transplants
	Covered
Overseas cover
	Paid in full - Emergency medical treatment only - max duration for any one trip of 30 days
Personal & total disability benefit
	Not covered
Policy excess
	Not applicable
Pre-existing conditions
	MHD available on request with loading
Pregnancy complications
	Paid in full
Presciption drugs, dressings and medicines
	Paid in full
Rehabilitation
	Not covered
Routine maternity cover
	Paid in full
Sight / vision benefit
Vision Plan - No	Not covered
Vision Plan - Yes	Vision Plan (Optional Extra) One eye exam per year of insurance by and Optometrist or Ophthalmologist - Paid in full Expenses for; Up to £100 per year * Lenses to correct vision * eyeglases frames * Prescription sunglasses
Stabilisation of acute chronic episode
	Paid in full
Well Baby Examination
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Paid in full

Surgeon / Consultant / Specialist & Anaesthetists fees

Paid in full

Physicians fees & diagnostic tests

Paid in full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Paid in full

Organ transplant

Paid in full

Outside area of cover limit for USA / Canada

Out of area cover up to 30 days

Prosthetic devices

Paid in full

Psychiatric treatment

Paid in full (for up to 30 days pa)

Key Facts - Out-patient Charges

Complementary medicine

Paid in full

Diagnostic tests (excluding scans)

Paid in full

GP referred consultations

Paid in full

Physiotherapy consultant referred

Paid in full

Physiotherapy GP referred

Paid in full

Psychiatric cover

50% of valid expenses per consultation up to £1,000 pa

Radiotherapy / Chemotherapy

Paid in full

Scans - MRI / CT / PET

Paid in full

Surgical Procedures

Paid in full

Vaccinations administered by a medical practitioner

Paid in full, when related to travel and for adults only

Key Facts - Additional Benefits

Cash benefit if the treatment is received completely free of charge

Not covered

Nursing at home

Paid in full (if recommended by Specialist after hospital treatment as a medical necessity)

Parental accommodation

Paid in full (child under 18 years old)

Private ambulance

Paid in full

Additional Benefits

24 Hour emergency helpline

Included

Accompanying relative travel & accomodation

Not covered

AIDS / HIV treatment

Covered

Alcohol & drug abuse

Inc in Psychiatric

Annual maximum limit

Up to £5,000,000

Children covered

25 if still in FTE or residing at same residence as the member

Chinese medicine

Not covered

Chiropractors & Osteopaths

Paid in full

Chronic conditions & palliative care

Covered

Compassionate home visit

Not covered

Cover for new born children

Covered

Cremation / burial or repatriation of remains

Repatriation paid in full

Dental treatment

Emergency dental treatment only, up to £1,000, immediately after accidental damage to natural teeth. Separate dental plan available when purchased with this plan

Emergency medical evacuation & medical repatriation

Full refund

Extended care facility

Not covered

Health Screening

Routine Adult Physical Exam per insurance year - Up to £300 (over 18 years old)
Pap Smear per insurance year (Papanicolaou Screening) - Paid in full
Prostate Cancer Screening per insurance year for males over 50 - Paid in full
Mammograms For Brest Cancer Screening or Diagnostic Purposes (conditions apply) - Paid in full

Hormone replacement therapy

Covered

Infertility investigations

Reasonable costs into the cause of infertility

Maternity cash benefit

Not covered

Organ Transplants

Covered

Overseas cover

Paid in full - Emergency medical treatment only - max duration for any one trip of 30 days

Personal & total disability benefit

Not covered

Policy excess

Not applicable

Pre-existing conditions

MHD available on request with loading

Pregnancy complications

Paid in full

Presciption drugs, dressings and medicines

Paid in full

Rehabilitation

Not covered

Routine maternity cover

Paid in full

Sight / vision benefit

Vision Plan - No

Not covered

Vision Plan - Yes

Vision Plan (Optional Extra)
One eye exam per year of insurance by and Optometrist or Ophthalmologist - Paid in full
Expenses for; Up to £100 per year

* Lenses to correct vision
* eyeglases frames
* Prescription sunglasses

Stabilisation of acute chronic episode

Paid in full

Well Baby Examination

Not covered


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