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Westfield Health - GOOD4YOU

An Afordable Way to Stay Healthy Everyday Five levels of cover to choose from - starting at just £4.76 per month Your premium will not increase just because you get older! - 100% or 75% reimbursement on up to 19 healthcare benefits.

Your health care plan covers a wide range of routine healthcare expenses, such as optical, dental and physiotherapy treatments - Set lump sum payments following an in-patient stay, day surgery or the arrival of a new baby - Cover for dependent children for some benefits at no extra cost! - Health cover for overseas.

If you need any treatments whilst abroad on holiday or business - you can still claim your cash back! -

Your health care plan includes so much more than just an optical or dental plan!

Benefits

Cash Plan...

01. Dental
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Dental
Costs towards your dentals bills including checkups,
Adult £28 £67 £105 £140 £205 100% 1 Year
technician's feestreatments and dentures Child £28 £67 £105 £140 £205 100% 1 Year
01. Optical
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Optical
(2 year benefit period) Costs towards your optional bills including
Adult £39 £82 £132 £187 £265 100% 2 Years
sight tests, prescription glasses, contact lenses & prescription sunnglasses Child £39 £82 £132 £187 £265 100% 2 Years
03. Dental Trauma
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Dental Trauma
costs towards any dental treatment carriedout
Adult £56 £134 £210 £280 £410 100% 1 Year
as a result of accidental injury Child £56 £134 £210 £280 £410 100% 1 Year
04. Consultation
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Consultations
Costs towards disgnostic consultations with a registered Consultant Surgeon
Adult £70 £135 £290 £390 £575 75% 1 Year
or Consultant Phsician. Treatments are also covered on Level 3, 4, 5 Child £70 £135 £290 £390 £575 75% 1 Year
05. Physiotherapy, Osteopathy, Acupuncture & Chiropractic
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Therapies
Costs towardstherapy treatments when
Adult £200 £425 £625 £850 £1,250 75% 1 Year
recommended by your GP or Consultant Child n/a n/a n/a n/a n/a n/a n/a
06. X-ray / Scan
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
X-ray / Scan Adult Nil Nil Nil Nil Nil Nil Nil
  Child Nil Nil Nil Nil Nil Nil Nil
07. Homeopathy
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Homeopathy
Costs towards homeopathy treatment
Adult £35 £70 £100 £150 £200 75% 1 Year
when recommeded by your GP or Consultant Child n/a n/a n/a n/a n/a n/a n/a
08. Chiropody
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Chiropody
Costs towards treatment from a
Adult £35 £75 £115 £155 £225 75% 1 Year
registered Chiropodist / Podiatrist Child n/a n/a n/a n/a n/a n/a n/a
09. Home Care
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Home Care
Costs towards the 'Package of Care' commissioned by your local Authority.
Adult £125 £275 £450 £625 £900 75% 1 Year
You will need to provide us with a copy of your Care Plan. Child n/a n/a n/a n/a n/a n/a n/a
10. Surgical Appliance
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Surgical Applicance
Costs towards prescribed surgical appliances including: Hearing aids,
Adult £55 £125 £175 £230 £335 75% 1 Year
surgical supports, surgical shoes,orthotics, wigs & mastectomy bras. Child n/a n/a n/a n/a n/a n/a n/a
11. Health Screening
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Health Screening
Costs towards the cost of health screeing, well-women, well-man, breast
Adult nil nil nil £115 £150 75% 2 Years
screening, heart disease screening & bone density screening Child n/a n/a n/a n/a n/a n/a n/a
12. In-patient
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
In-patient (allowance per night)
Fixed cash payment when you are admitted as an in-patient
Adult £11.50 £22 £38 £55 £77 100% 1 Year
to an NHS or private hospital, registered treatment centre or hospice Child £5.50 £9 £16.50 £21 £33 100% 1 Year
13. Hospital Parental Stay
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Hospital Parental Stay Adult Nil Nil Nil Nil Nil Nil Nil
  Child Nil Nil Nil Nil Nil Nil Nil
14. Accident & Emergency Admission
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Accident & Emergency Admission Adult Nil Nil Nil Nil Nil Nil Nil
  Child Nil Nil Nil Nil Nil Nil Nil
15. Attendance to A&E
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Attendance to A&E Adult Nil Nil Nil Nil Nil Nil Nil
  Child Nil Nil Nil Nil Nil Nil Nil
16. NHS Prescription Charges
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
NHS Prescription Charges Adult Nil Nil Nil Nil Nil Nil Nil
  Child Nil Nil Nil Nil Nil Nil Nil
17. Day Surgery
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Day Surgery (allowance per day)
Fixed cash payment when you are admitted
Adult £13 £24 £42 £61 £85 100% 1 Year
to an NHS or private hospital, registered treatment centre or hospice Child £6 £10 £18 £23 £36 100% 1 Year
18. Maternity
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Maternity / Paternity (per child)
Fixed cash payment when you are named as the mother or father
Adult £55 £115 £195 £265 £385 100% 1 Year
on your child's full birth certificate, or you are named as the legal adopter Child n/a n/a n/a n/a n/a n/a n/a
19. Recuperation
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Recouperation
Fixed cash payment when you are discharged follwoing an
Adult £50 £130 £220 £270 £440 100% 2 Years
in-patient stay or 14 or more consecutive nights Child £30 £70 £110 £135 £220 100% 2 Years
20. Health Club Concession
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Health Club Concession
acess to a national network of health & fitness
Adult Yes Yes Yes Yes Yes n/a n/a
clubs offering special deals on membership Child n/a n/a n/a n/a n/a n/a n/a
21. GP Telephone Consultation
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
GP Telephone Consultation
24 hour sevice which enables you and your resident family to spead to a fully
Adult Yes Yes Yes Yes Yes n/a n/a
qualified UK GP at a time convenient to you, wherever you are in the world Child n/a n/a n/a n/a n/a n/a n/a
22. Maternity / Paternity Payment
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Maternity / Paternity (per child)
Fixed cash payment when you are named as the mother or father
Adult £55 £115 £195 £265 £385 100% 1 Year
on your child's full birth certificate, or you are named as the legal adopter Child n/a n/a n/a n/a n/a n/a n/a
23. Personal Accident - Permanent Disability
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Personal Accident (permanent disability)
If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident
Adult Nil Nil
up to
£15,000
up to
£25,000
up to
£50,000
100% 1 Year
results in death or disablement we will pay the member in accordance with the scale of benefits Child Nil Nil Nil Nil Nil n/a n/a
24. Personal Accident - Accident Death
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Personal Accident (accidental death)
If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident
Adult Nil Nil £15,000 £25,000 £50,000 100% 1 Year
results in death or disablement we will pay the member in accordance with the scale of benefits Child Nil Nil Nil Nil Nil Nil Nil
25. Accidental Death
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Personal Accident (accidental death)
If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident
Adult Nil Nil £15,000 £25,000 £50,000 100% 1 Year
results in death or disablement we will pay the member in accordance with the scale of benefits Child Nil Nil Nil Nil Nil Nil Nil
26. 24 Hour Concelling and Advice Line
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
24hr Counselling & Advice Line
Specialist team of experienced counsellors, lawyes & medical staff are available
Adult Yes Yes Yes Yes Yes n/a n/a
24 hours a day for advise on issues including stress, bereavement and relationsip difficulties Child n/a n/a n/a n/a n/a n/a n/a
27. Convalescence
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Recouperation
Fixed cash payment when you are discharged follwoing an
Adult £50 £130 £220 £270 £440 100% 2 Years
in-patient stay or 14 or more consecutive nights Child £30 £70 £110 £135 £220 100% 2 Years
28. Redundancy Premium Protection
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Redundancy Premium Protection Adult Nil Nil Nil Nil Nil Nil Nil
  Child Nil Nil Nil Nil Nil Nil Nil
Price
Benefit description Who Level 1 Level 2 Level 3 Level 4 Level 5 Payback amount Benefit period
Monthly Price Adult £5.35 £11.20 £16.60 £23.20 £34.00 n/a n/a
 
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