Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Full refund for partnership hospitals otherwise up to Bupa specified limits |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Full refund for partnership consultants (otherwise up to Bupa specified limits) |
| Physicians fees & diagnostic tests |
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Full refund |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Full refund |
| Psychiatric treatment |
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Up to 45 days pa Psychiatric treatment covered after 2 years membership. Cover is Discretionary. All psychiatric treatment must be pre-authorised by BUPA beforehand |
| Six week option |
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Not available |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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Complementary medicine is covered up to £250 within the overall out-patient therapies limit |
| Diagnostic tests (excluding scans) |
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Full refund for pathology |
| GP referred consultations |
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Full refund |
| Physiotherapy consultant referred |
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Band A - £800, Band B - £650, Band C - £500 pa for Physiotherapy (limit applies to all out-patient therapy) |
| Physiotherapy GP referred |
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Band A - £800, Band B - £650, Band C - £500 pa for Physiotherapy (limit applies to all out-patient therapy) |
| Psychiatric cover |
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Out-patient psychiatric: paid under out-patient benefit (full refund for consultations) Treatment up to out-patient therapy limits |
| Radiotherapy / Chemotherapy |
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Full refund |
| Scans - MRI / CT / PET |
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Full refund |
| Surgical Procedures |
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Cover provided under in-patient or out-patient benefits. Refer to those limits for details |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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A-£30, B-£25, C-£20 per night/day (35 nights pa maximum) |
| Nursing at home |
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£600 pa. Further cover maybe available at Bupa's discretion |
| Parental accommodation |
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Full refund (child under 12 years old) |
| Private ambulance |
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Up to £60 per trip subject to an annual maximum of £120 |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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21 years of age and unmarried (24 if in full time education) |
| Chiropractors & Osteopaths |
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(GP Referral) £250 pa (paid under out-patient therapist's benefit) |
| Dental treatment |
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Oral surgery only |
| Hospice donation |
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Not covered |
| Infertility investigations |
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Covered for investigation only up to the Bupa published benefit maxima to the point of diagnosis, both partners are required have been members of an eligible Bupa policy for at least two years and not have been aware of the problem prior to being a member of Bupa |
| Maternity cash benefit |
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Not covered |
| Optional cash benefit |
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Not covered |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Complications covered - provided the mother has been a member for 12 months. Includes caesarean sections which are medically necessary |
| Transplants |
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For eligible transplant claims, benefits will be paid up to Bupa published benefit maxima. All transplant claims must have sufficient clinical reason and be pre-authorised with a Bupa clinical expert |
Registration 
