Home > Freedom Healthnet Ltd - Freedom Your Choice Diamond Plus Level

Freedom Healthnet Ltd - Freedom Your Choice Diamond Plus Level

Freedom to choose what you want from private medical insurance, is the keynote of Freedom Healthnet's product. We give you the opportunity to provide medical cover for yourself and your family with unprecedented flexibility at a competitive cost.

Key features:

We aim to empower our clients to manage their own healthcare.
Freedom Healthnet offers a new concept in private medical insurance - cash benefits for the cost of all procedures and treatments.
Benefits are paid once your claim has been approved, directly to your bank account before treatment has been taken.
You can have your treatment at any hospital in the UK or anywhere in the world and at any time.
Savings made from fixed priced packages remain yours.
Freedom Healthnet can also assist and/or source your treatment – the choice is yours 3 levels of inpatient cover available.
Additional options include outpatient cover.
Competitive premiums.
Only standard industry exclusions apply

Benefits

Therapies option	All Yes No
Psychiatric care option	All Yes No
Rehabilitation option	All Yes No

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Surgeon / Consultant / Specialist & Anaesthetists fees
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Physicians fees & diagnostic tests
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Psychiatric treatment
Psychiatric care option - No	Not covered
Psychiatric care option - Yes	Covered up to max £10,000 per policy year
Six week option
	Not available
Key Facts - Out-patient Charges
Complementary medicine
Therapies option - No	Not covered
Therapies option - Yes	£1,000 per policy year, GP referral up to 6 visits
Diagnostic tests (excluding scans)
	No annual limit
GP referred consultations
	No annual limit
Physiotherapy consultant referred
Therapies option - No	Limited to a maximum of £500
Therapies option - Yes	£500 in addition to the £500 included in out-patient cover
Physiotherapy GP referred
Therapies option - No	Limited to a maximum of £500
Therapies option - Yes	£500 in addition to the £500 included in out-patient cover
Psychiatric cover
Psychiatric care option - No	Not covered
Psychiatric care option - Yes	£1,500 per policy year (£100 excess per claim)
Radiotherapy / Chemotherapy
	No annual benefit limit
Scans - MRI / CT / PET
	No annual benefit limit
Surgical Procedures
	No annual benefit limit
Key Facts - Additional Benefits
NHS cash benefit
	Not covered
Nursing at home
Rehabilitation option - No	Not covered
Rehabilitation option - Yes	Full cover 28 Days
Parental accommodation
	Not covered
Private ambulance
	Not covered
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	21 years of age or 25 if still in full time education (or on marriage)
Chiropractors & Osteopaths
Therapies option - No	Not covered
Therapies option - Yes	£1,000 per policy year, GP referral up to 6 visits
Dental treatment
	Not covered
Hospice donation
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
Rehabilitation option - No	Not covered
Rehabilitation option - Yes	Recuperative care up to £1,000 per claim
Pregnancy
	Not covered
Transplants
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

No annual benefit limit, benefit paid for each procedure up to monetary limits

Surgeon / Consultant / Specialist & Anaesthetists fees

No annual benefit limit, benefit paid for each procedure up to monetary limits

Physicians fees & diagnostic tests

No annual benefit limit, benefit paid for each procedure up to monetary limits

Cancer Treatment Costs - Chemotherapy / Radiotherapy

No annual benefit limit, benefit paid for each procedure up to monetary limits

Psychiatric treatment

Psychiatric care option - No

Not covered

Psychiatric care option - Yes

Covered up to max £10,000 per policy year

Six week option

Not available

Key Facts - Out-patient Charges

Complementary medicine

Therapies option - No

Not covered

Therapies option - Yes

£1,000 per policy year, GP referral up to 6 visits

Diagnostic tests (excluding scans)

No annual limit

GP referred consultations

No annual limit

Physiotherapy consultant referred

Therapies option - No

Limited to a maximum of £500

Therapies option - Yes

£500 in addition to the £500 included in out-patient cover

Physiotherapy GP referred

Therapies option - No

Limited to a maximum of £500

Therapies option - Yes

£500 in addition to the £500 included in out-patient cover

Psychiatric cover

Psychiatric care option - No

Not covered

Psychiatric care option - Yes

£1,500 per policy year (£100 excess per claim)

Radiotherapy / Chemotherapy

No annual benefit limit

Scans - MRI / CT / PET

No annual benefit limit

Surgical Procedures

No annual benefit limit

Key Facts - Additional Benefits

NHS cash benefit

Not covered

Nursing at home

Rehabilitation option - No

Not covered

Rehabilitation option - Yes

Full cover 28 Days

Parental accommodation

Not covered

Private ambulance

Not covered

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

21 years of age or 25 if still in full time education (or on marriage)

Chiropractors & Osteopaths

Therapies option - No

Not covered

Therapies option - Yes

£1,000 per policy year, GP referral up to 6 visits

Dental treatment

Not covered

Hospice donation

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Rehabilitation option - No

Not covered

Rehabilitation option - Yes

Recuperative care up to £1,000 per claim

Pregnancy

Not covered

Transplants

Not covered


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