Home > VitalityHealth - Comprehensive Plan

VitalityHealth - Comprehensive Plan

This plan is designed to give members complete peace-of-mind. We aim to provide the most comprehensive private health cover available.

All eligible UK hospital fees are taken care of including specialist fees, plus parental accommodation if your child is a patient and 12 years or under. There are many out of hospital benefits too, including contributions towards nursing at home and unlimited cover for private ambulances. Please see the table below for a full list of cover.

For large Corporate schemes PruHealth will offer a range of flexibility on benefits such as outpatient limits, hysiotherapist limits and Maternity cash benefits. Please see your account manager for further information.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Covered in full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Covered in full
Physicians fees & diagnostic tests
	Covered in full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Covered in full
Psychiatric treatment
	Covered in full (up to 45 days pa) with a combined Psychiatric limit of £20,000 per policy year
Key Facts - Out-patient Charges
Complementary medicine
	Covered in full (up to £600 from the combined benefit for complementary and alternative therapies)
Diagnostic tests (excluding scans)
	Covered in full
GP referred consultations
	Covered in full
Physiotherapy consultant referred
	Covered in full
Physiotherapy GP referred
	Covered in full
Psychiatric cover
	Covered in full with a combined psychiatric limit of £20,000 per policy year
Radiotherapy / Chemotherapy
	Covered in full
Scans - MRI / CT / PET
	Covered in full at chosen hospital list
Key Facts - Additional Benefits
NHS cash benefit
	£100 per day case or night stay, limit of £2,000 per policy year
Nursing at home
	Covered in full
Parental accommodation
	Covered in full (child under 12 yrs insured on policy)
Primary care
	Not covered
Private ambulance
	Covered in full
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	Dependants up to any age are covered while the policy is in force
Chiropractors & Osteopaths
	Covered in full (up to £800 pa dedicated benefit for Chiropractors & Osteopaths)
Dental treatment
	Oral surgery only
Discretionary Benefit Option (DBO)
	Available subject to agreement
GP minor surgery
	Not covered
Hospice donation
	Donation of £100 per day up to £1,000 max
Infertility investigations
	Not covered
Maternity cash benefit
	£100 per child
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Pregnancy
	Cover for ectopic pregnancy, hydatidiform mole, heavy bleeding post delivery or miscarriages only
Stress counselling helpline
	24 hour, 7 day a week private GP telephone consultation service
Transplants
	Not covered
Other benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Covered in full

Surgeon / Consultant / Specialist & Anaesthetists fees

Covered in full

Physicians fees & diagnostic tests

Covered in full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Covered in full

Psychiatric treatment

Covered in full (up to 45 days pa) with a combined Psychiatric limit of £20,000 per policy year

Key Facts - Out-patient Charges

Complementary medicine

Covered in full (up to £600 from the combined benefit for complementary and alternative therapies)

Diagnostic tests (excluding scans)

Covered in full

GP referred consultations

Covered in full

Physiotherapy consultant referred

Covered in full

Physiotherapy GP referred

Covered in full

Psychiatric cover

Covered in full with a combined psychiatric limit of £20,000 per policy year

Radiotherapy / Chemotherapy

Covered in full

Scans - MRI / CT / PET

Covered in full at chosen hospital list

Key Facts - Additional Benefits

NHS cash benefit

£100 per day case or night stay, limit of £2,000 per policy year

Nursing at home

Covered in full

Parental accommodation

Covered in full (child under 12 yrs insured on policy)

Primary care

Not covered

Private ambulance

Covered in full

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

Dependants up to any age are covered while the policy is in force

Chiropractors & Osteopaths

Covered in full (up to £800 pa dedicated benefit for Chiropractors & Osteopaths)

Dental treatment

Oral surgery only

Discretionary Benefit Option (DBO)

Available subject to agreement

GP minor surgery

Not covered

Hospice donation

Donation of £100 per day up to £1,000 max

Infertility investigations

Not covered

Maternity cash benefit

£100 per child

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Pregnancy

Cover for ectopic pregnancy, hydatidiform mole, heavy bleeding post delivery or miscarriages only

Stress counselling helpline

24 hour, 7 day a week private GP telephone consultation service

Transplants

Not covered

Other benefits


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