Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Physicians fees & diagnostic tests | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Psychiatric treatment | |
| Optional | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 | |
| Diagnostic tests (excluding scans) | |
| This benefit forms part of overall out-patient benefit of £1,500 | |
| GP referred consultations | |
| This benefit forms part of overall out-patient benefit of £1,500 | |
| Physiotherapy consultant referred | |
| Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 | |
| Physiotherapy GP referred | |
| Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 | |
| Psychiatric cover | |
| Optional (part of Altus upgrade package) | |
| Radiotherapy / Chemotherapy | |
| Full refund (in accordance with General and Medical fee guidelines) | |
| Scans - MRI / CT / PET | |
| This benefit forms part of overall out-patient benefit of £1,500 | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| £250 per night per person (£7,500 maximum pa) | |
| Nursing at home | |
| £1,000 pa | |
| Parental accommodation | |
| £500 per year | |
| Primary care | |
| No Cover for treatment given by a GP | |
| Private ambulance | |
| Not covered | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| £1,000,000 pa | |
| Children covered | |
| From 30 days after birth up to the age of 21 (or 25 if still in full time education) | |
| Chiropractors & Osteopaths | |
| Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies. This benefit forms part of overall Out-patient benefit of £1,500 | |
| Dental treatment | |
| Certain oral surgical procedures covered (but NOT routine dentistry) | |
| Discretionary Benefit Option (DBO) | |
| Not available | |
| GP minor surgery | |
| Not covered | |
| Hospice donation | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Additional cost option available through General & Medical | |
| Personal & total disability benefit | |
| Optional (part of Altus upgrade package) | |
| Pregnancy | |
| Not covered | |
| Stress counselling helpline | |
| 24 hour advice line | |
| Transplants | |
| Not covered | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |