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WPA - Health & Sickness

The Health & Sickness plan provides 100% reimbursement for eligible routine treatments up to a limit that you choose, we'll also give you cash for a whole range of in and out-patient healthcare.

Health & Sickness plan is available to new applicants age between 0 - 69 years. Children are covered free of charge with an insured adult. If you choose Single cover, WPA will pay 50% of your children's eligible medical expenses, up to an annual benefit entitlement that is half of that which you have selected. If you choose Joint cover (2 adults), WPA will pay 100% of you and your partner's eligible medical bills and also 100% of your children's eligible medical expenses too!

A 6 month qualifying period applies to all benefits, with the exception of the A&E attendance benefit where no qualifying period applies. The Maternity Admission and the Maternity/Paternity Bonus has a 10 month qualifying period.

Benefits

Cash Plan...
01. Dental
	Four levels of cover - up to £150 cash benefit per person, per year
01. Optical
	Four levels of cover - up to £150 cash benefit per person, per year
03. Dental Trauma
	Not covered
04. Consultation
	Four levels of cover - up to £250 cash benefit per person, per year
05. Physiotherapy, Osteopathy, Acupuncture & Chiropractic
	Four levels of cover - up to £300 cash benefit per person, per year
06. X-ray / Scan
	X-rays and tests only covered within 4. Consultation benefit
07. Homeopathy
	Included in the Physiotherapy, Osteopathy etc benefit
08. Chiropody
	Four levels of cover - up to £125 cash benefit per person, per year
09. Home Care
	Not covered
10. Surgical Appliance
	Not covered
11. Health Screening
	Not covered
12. In-patient
	Four levels of cover - up to £65 per night
13. Hospital Parental Stay
	Not covered
14. Accident & Emergency Admission
	Four levels of cover - up to £120 per night
15. Attendance to A&E
	Four levels of cover - up to £40 per day
16. NHS Prescription Charges
	Four levels of cover - up to 5 prescriptions per person, per year
17. Day Surgery
	Four levels of cover - up to £120 per day
18. Maternity
	Four levels of cover - Maternity admission to hospital following complications - up to £65 per night
19. Recuperation
	Post Hospital Recovery Bonus - available after 14 or more consecutive nights in hospital. Four levels of cover - up to £400 per plan year
20. Health Club Concession
	Not covered
21. GP Telephone Consultation
	Not covered
22. Maternity / Paternity Payment
	Four levels of cover - up to £300 per child born
23. Personal Accident - Permanent Disability
	Not covered
24. Personal Accident - Accident Death
	Not covered
25. Accidental Death
	Not covered
26. 24 Hour Concelling and Advice Line
	Not covered
27. Convalescence
	Not covered
28. Redundancy Premium Protection
	Not covered
29. Notes to the Benefits

Cash Plan...

01. Dental

Four levels of cover - up to £150 cash benefit per person, per year

01. Optical

Four levels of cover - up to £150 cash benefit per person, per year

03. Dental Trauma

Not covered

04. Consultation

Four levels of cover - up to £250 cash benefit per person, per year

05. Physiotherapy, Osteopathy, Acupuncture & Chiropractic

Four levels of cover - up to £300 cash benefit per person, per year

06. X-ray / Scan

X-rays and tests only covered within 4. Consultation benefit

07. Homeopathy

Included in the Physiotherapy, Osteopathy etc benefit

08. Chiropody

Four levels of cover - up to £125 cash benefit per person, per year

09. Home Care

Not covered

10. Surgical Appliance

Not covered

11. Health Screening

Not covered

12. In-patient

Four levels of cover - up to £65 per night

13. Hospital Parental Stay

Not covered

14. Accident & Emergency Admission

Four levels of cover - up to £120 per night

15. Attendance to A&E

Four levels of cover - up to £40 per day

16. NHS Prescription Charges

Four levels of cover - up to 5 prescriptions per person, per year

17. Day Surgery

Four levels of cover - up to £120 per day

18. Maternity

Four levels of cover - Maternity admission to hospital following complications - up to £65 per night

19. Recuperation

Post Hospital Recovery Bonus - available after 14 or more consecutive nights in hospital. Four levels of cover - up to £400 per plan year

20. Health Club Concession

Not covered

21. GP Telephone Consultation

Not covered

22. Maternity / Paternity Payment

Four levels of cover - up to £300 per child born

23. Personal Accident - Permanent Disability

Not covered

24. Personal Accident - Accident Death

Not covered

25. Accidental Death

Not covered

26. 24 Hour Concelling and Advice Line

Not covered

27. Convalescence

Not covered

28. Redundancy Premium Protection

Not covered

29. Notes to the Benefits


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