| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full cover up to levels within CIGNA hospital directory | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full cover up to levels within CIGNA fee schedule | |
| Physicians fees & diagnostic tests | |
| Full cover up to levels within CIGNA fee schedule | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Full cover - subject to CIGNA approved treatment list | |
| Psychiatric treatment | |
| Up to £10,000 per year | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| In full where recommended by and under the overall control of the treating specialist | |
| Diagnostic tests (excluding scans) | |
| Full cover | |
| GP referred consultations | |
| Full cover | |
| Physiotherapy consultant referred | |
| Full cover | |
| Physiotherapy GP referred | |
| Full refund | |
| Psychiatric cover | |
| Up to £10,000 (taken from overall £10,000 benefit pa-together with in-patient treatment benefit) | |
| Radiotherapy / Chemotherapy | |
| Full refund | |
| Scans - MRI / CT / PET | |
| Full refund (on Specialist referral) | |
| Surgical Procedures | |
| Full refund | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| Available subject to agreement | |
| Nursing at home | |
Full refund. If recommended by a specialist immediately after hospital treatment on a full time basis for treatment which would normally be provided in a hospital for up to 180 days in any one year of insurance |
|
| Parental accommodation | |
| Full refund (Parent staying with a child under the age of 12 - reasonable costs of staying in same hospital for up to 30 days in and one year of insurance) | |
| Primary care | |
| Not covered | |
| Private ambulance | |
| £200 | |
Additional Benefits | |
| Alcohol & drug abuse | |
| This benefit falls within the Psychiatric benefit detailed above | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| If applicable | |
| Chiropractors & Osteopaths | |
| £250 | |
| Dental treatment | |
| Not covered | |
| Discretionary Benefit Option (DBO) | |
| Available subject to agreement | |
| GP minor surgery | |
| Full cover | |
| GP Referred Chiropody, Podiatry or Homeopathy | |
| In full where recommended by and under the overall control of the treating specialist | |
| Hospice donation | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Available subject to agreement | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Varies | |
| Overseas cover | |
| Up to UK limits and subject to a cumulative total of 90 days in any one year | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Not covered | |
| Stress counselling helpline | |
| Available subject to agreement | |
| Transplants | |
| Not covered | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |