Home > The Exeter - Interplan Euro

The Exeter - Interplan Euro

No longer available to new business customers

4 levels of cover designed for those who live in Portugal or Spain with payment and benefits in Euro. Cover also extends to all of the European Economic Area (EEA), including the UK. Fixed age on entry pricing.

Details now include new benefit limits with effect from 1 January 2007.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Level 3 = up to €55,000 per condition, per year; Level Two = up to €32,500 per condition, per year; Level One Plus = up to €8,000 per condition, per year; Level One = up to €8,000 per condition, per year
	Level 3 = up to €60,000 per condition, per year; Level Two = up to €35,000 per condition, per year; Level One Plus = up to €8,500 per condition, per year; Level One = up to €8,500 per condition, per year
Surgeon / Consultant / Specialist & Anaesthetists fees
	Full cover
Physicians fees & diagnostic tests
	Physicians fees = Paid in full; diagnostic tests = within hospital charges benefit
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Oncology benefit: Level Three = €55,000 pa; Level Two = €30,000 pa; Level One Plus = €15,000; Level One = €3,000 pa
Organ transplant
	Not covered
Outside area of cover limit for USA / Canada
	No cover
Prosthetic devices
	Within hospital charges benefit
Psychiatric treatment
	Not covered
Key Facts - Out-patient Charges
Complementary medicine
	Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225
Diagnostic tests (excluding scans)
	Within out-patient services benefit: * Level 3 = €4,000 * Level 2 = €2,500 * Level One Plus = €2,500 * Level One = €1,500
	Within out-patient services benefit: Level 3 = €3,000; Level 2 = €1,500; Level One Plus = €1,500 and Level One = €1,000
GP referred consultations
	Within out-patient services benefit: * Level 3 = €4,000 * Level 2 = €2,500 * Level One Plus = €2,500 * Level One = €1,500
	Within out-patient services benefit: Level 3 = €3,000; Level 2 = €1,500; Level One Plus = €1,500 and Level One = €1,000
Physiotherapy consultant referred
	Within complementary treatment benefit: Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225
Physiotherapy GP referred
	Within complementary treatment benefit: Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	Oncology benefit: Level Three = €55,000 pa; Level Two = €30,000 pa; Level One Plus = €15,000; Level One = €3,000 pa
Scans - MRI / CT / PET
	Within out-patient services benefit: * Level 3 = €4,000 * Level 2 = €2,500 * Level One Plus = €2,500 * Level One = €1,500
	Within out-patient services benefit: Level 3 = €3,000; Level 2 = €1,500; Level One Plus = €1,500 and Level One = €1,000
Surgical Procedures
	Within out-patient services benefit: * Level 3 = €4,000 * Level 2 = €2,500 * Level One Plus = €2,500 * Level One = €1,500
	Full cover
Vaccinations administered by a medical practitioner
	Not covered
Key Facts - Additional Benefits
Cash benefit if the treatment is received completely free of charge
	Not covered
Nursing at home
	Level 3 = €1,300 pa; Level Two = €800 pa; Level One Plus = €325 pa and Level One = €325 pa
Parental accommodation
	Level Three = Paid in full; Level Two = Paid in full; Level One Plus = Nil; Level One = Nil (for children under the age of 12 years)
Private ambulance
	Level Three = €550 pa; Level Two = €450 pa; Level One Plus = €275 pa; Level One = €275 pa
Additional Benefits
24 Hour emergency helpline
	Access to 24 hour GP helpline
Accompanying relative travel & accomodation
	Not covered
AIDS / HIV treatment
	No cover
Alcohol & drug abuse
	Not covered
Annual maximum limit
	Level Three = €160,000 pa; Level Two = €80,000 pa; Level One Plus = €30,000 pa; Level One = €16,000 pa
	Level Three = No Annual Maximum; Level Two = €85,000 pa; Level One Plus = €30,000 pa; Level One = €16,000 pa
Children covered
	Up to age 21
Chiropractors & Osteopaths
	Within complementary treatment benefit: Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225
Chronic conditions & palliative care
	Not covered
Compassionate home visit
	Not covered
Cover for new born children
	No cover. Children can be added once they are 3 months old.
Cremation / burial or repatriation of remains
	Not covered
Dental treatment
	Not covered
Emergency medical evacuation & medical repatriation
	Not covered
Extended care facility
	Not covered
Health Screening
	Not covered
Hormone replacement therapy
	No cover
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Overseas cover
	Cover available in any country in the EEA (European Economic Area) up to the benefits of the plan
Personal & total disability benefit
	Not covered
Policy excess
	Excesses available: * 5% discount for €150 excess * 10% discount for €300 excess * 15% discount for €500 excess * 20% discount for €750 excess * 25% discount for €1000 excess
Pre-existing conditions
	Policy fully underwritten
Pregnancy complications
	Not covered
Presciption drugs, dressings and medicines
	Not covered
Rehabilitation
	Not covered
Routine maternity cover
	No cover
Sight / vision benefit
	No cover
Stabilisation of acute chronic episode
	Within hospital charges benefit (providing chronic condition diagnosed after joining the Society)

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Level 3 = up to €55,000 per condition, per year; Level Two = up to €32,500 per condition, per year; Level One Plus = up to €8,000 per condition, per year; Level One = up to €8,000 per condition, per year

Level 3 = up to €60,000 per condition, per year; Level Two = up to €35,000 per condition, per year; Level One Plus = up to €8,500 per condition, per year; Level One = up to €8,500 per condition, per year

Surgeon / Consultant / Specialist & Anaesthetists fees

Full cover

Physicians fees & diagnostic tests

Physicians fees = Paid in full; diagnostic tests = within hospital charges benefit

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Oncology benefit: Level Three = €55,000 pa; Level Two = €30,000 pa; Level One Plus = €15,000; Level One = €3,000 pa

Organ transplant

Not covered

Outside area of cover limit for USA / Canada

No cover

Prosthetic devices

Within hospital charges benefit

Psychiatric treatment

Not covered

Key Facts - Out-patient Charges

Complementary medicine

Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225

Diagnostic tests (excluding scans)

Within out-patient services benefit:
* Level 3 = €4,000
* Level 2 = €2,500
* Level One Plus = €2,500
* Level One = €1,500

Within out-patient services benefit: Level 3 = €3,000; Level 2 = €1,500; Level One Plus = €1,500 and Level One = €1,000

GP referred consultations

Within out-patient services benefit:
* Level 3 = €4,000
* Level 2 = €2,500
* Level One Plus = €2,500
* Level One = €1,500

Within out-patient services benefit: Level 3 = €3,000; Level 2 = €1,500; Level One Plus = €1,500 and Level One = €1,000

Physiotherapy consultant referred

Within complementary treatment benefit: Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225

Physiotherapy GP referred

Within complementary treatment benefit: Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

Oncology benefit: Level Three = €55,000 pa; Level Two = €30,000 pa; Level One Plus = €15,000; Level One = €3,000 pa

Scans - MRI / CT / PET

Within out-patient services benefit:
* Level 3 = €4,000
* Level 2 = €2,500
* Level One Plus = €2,500
* Level One = €1,500

Within out-patient services benefit: Level 3 = €3,000; Level 2 = €1,500; Level One Plus = €1,500 and Level One = €1,000

Surgical Procedures

Within out-patient services benefit:
* Level 3 = €4,000
* Level 2 = €2,500
* Level One Plus = €2,500
* Level One = €1,500

Full cover

Vaccinations administered by a medical practitioner

Not covered

Key Facts - Additional Benefits

Cash benefit if the treatment is received completely free of charge

Not covered

Nursing at home

Level 3 = €1,300 pa; Level Two = €800 pa; Level One Plus = €325 pa and Level One = €325 pa

Parental accommodation

Level Three = Paid in full; Level Two = Paid in full; Level One Plus = Nil; Level One = Nil (for children under the age of 12 years)

Private ambulance

Level Three = €550 pa; Level Two = €450 pa; Level One Plus = €275 pa; Level One = €275 pa

Additional Benefits

24 Hour emergency helpline

Access to 24 hour GP helpline

Accompanying relative travel & accomodation

Not covered

AIDS / HIV treatment

No cover

Alcohol & drug abuse

Not covered

Annual maximum limit

Level Three = €160,000 pa; Level Two = €80,000 pa; Level One Plus = €30,000 pa; Level One = €16,000 pa

Level Three = No Annual Maximum; Level Two = €85,000 pa; Level One Plus = €30,000 pa; Level One = €16,000 pa

Children covered

Up to age 21

Chiropractors & Osteopaths

Within complementary treatment benefit: Level 3 = €1,250; Level 2 = €600; Level One Plus = €225 and Level One = €225

Chronic conditions & palliative care

Not covered

Compassionate home visit

Not covered

Cover for new born children

No cover. Children can be added once they are 3 months old.

Cremation / burial or repatriation of remains

Not covered

Dental treatment

Not covered

Emergency medical evacuation & medical repatriation

Not covered

Extended care facility

Not covered

Health Screening

Not covered

Hormone replacement therapy

No cover

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Overseas cover

Cover available in any country in the EEA (European Economic Area) up to the benefits of the plan

Personal & total disability benefit

Not covered

Policy excess

Excesses available:
* 5% discount for €150 excess
* 10% discount for €300 excess
* 15% discount for €500 excess
* 20% discount for €750 excess
* 25% discount for €1000 excess

Pre-existing conditions

Policy fully underwritten

Pregnancy complications

Not covered

Presciption drugs, dressings and medicines

Not covered

Rehabilitation

Not covered

Routine maternity cover

No cover

Sight / vision benefit

No cover

Stabilisation of acute chronic episode

Within hospital charges benefit (providing chronic condition diagnosed after joining the Society)


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