Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Full refund for participating network hospitals otherwise up to Bupa specified limits |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Full refund for partnership consultants (otherwise up to Bupa specified limits) |
| Physicians fees & diagnostic tests |
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Full refund for participating network hospitals otherwise up to Bupa specified limits |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Full cover |
| Psychiatric treatment |
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Discretionary benefit - available after two years membership |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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£250 limit - This is part of the overall out-patient limit of £1,000 |
| Diagnostic tests (excluding scans) |
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Full refund |
| GP referred consultations |
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Full refund for out-patient surgical procedures when performed by a consultant partner |
| Physiotherapy consultant referred |
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Up to £1,000 each year |
| Physiotherapy GP referred |
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Up to £1,000 each year |
| Psychiatric cover |
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Discretionary benefit - available after two years membership |
| Radiotherapy / Chemotherapy |
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Full refund |
| Scans - MRI / CT / PET |
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Full refund |
| Surgical Procedures |
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Full refund in a Participating Network hospital |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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£50 a night for 35 nights per benefit year |
| Nursing at home |
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£600 pa (following in-patient treatment) |
| Parental accommodation |
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Covered in full (child under 12 yrs insured on policy) |
| Primary care |
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Not covered |
| Private ambulance |
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£80 per trip subject to annual maximum of £320 |
Additional Benefits |
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| Alcohol & drug abuse |
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Discretionary |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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Up to age 24 |
| Chiropractors & Osteopaths |
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£250 of the £1,000 out-patient therapies benefit can be used for complementary medicine |
| Dental treatment |
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Certain Oral Surgical procedures covered |
| GP minor surgery |
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Not covered |
| GP Referred Chiropody, Podiatry or Homeopathy |
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Chiropody not covered - Podiatry only available on consultant referral. Homeopathy covered in the complementary medicine |
| Hospice care cash benefit |
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Not covered |
| Infertility investigations |
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Available after 2 years of membership |
| Maternity cash benefit |
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Not covered |
| Optional cash benefit |
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Not covered |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Complications covered - provided mother member for 12 months |
| Stress counselling helpline |
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Not available on this scheme (separate product available) |
| Transplants |
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Not covered |
Registration 
