Home > Aviva - Medios Healthcare

Aviva - Medios Healthcare

No longer available to new business customers

Medios Healthcare offers full cover for eligible in-patient, day-patient and out-patient treatment of acute conditions at private hospitals across the UK, plus a number of extra benefits such as complementary medical treatment, psychiatric cover and generous cash benefits.

Medios Healthcare also has distinctive excess options offering substantial discounts from premium.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	In full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full (subject to AVIVA fee guidelines for Specialists)
Physicians fees & diagnostic tests
	In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	In full
Psychiatric treatment
	In full (100 days pa)
Key Facts - Out-patient Charges
Complementary medicine
	Homeopathy, Chiropractics, Acupuncture and Osteopathy up to a combined total of 12 sessions, £50 per session. 50% of medicine costs when prescribed by a Homeopath, Herbalist or Naturopath, up to a total of £100 per policy year.
Diagnostic tests (excluding scans)
	In full
GP referred consultations
	In full
Physiotherapy consultant referred
	In full - 12 treatments pa maximum (Full refund following in-patient treatment)
Physiotherapy GP referred
	In full - 12 treatments pa maximum (Full refund following in-patient treatment)
Psychiatric cover
	In full
Radiotherapy / Chemotherapy
	In full
Scans - MRI / CT / PET
	In full
Surgical Procedures
	Covered - Specialists' fees subject to AVIVA guidelines
Key Facts - Additional Benefits
NHS cash benefit
	£150 per night (maximum 100 nights)
Nursing at home
	In full (max 52 weeks - following in-patient or day-case treatment)
Parental accommodation
	Full refund (child under 11 years insured on policy, 1 parent only) in hospital or nursing home/hotel up to £75 per day (max 30 nights pa)
Private ambulance
	In full
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	18 years of age or up to 26, unmarried and if in full-time education. Only eldest 2 children are charged (all others free)
Chiropractors & Osteopaths
	12 consultations pa up to £30 each. Medication 50% refund up to £100 pa - no GP referral required
Dental treatment
	Oral surgery only
Hospice donation
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	£100 per baby born (subject to 10 month qualifying period)
Optional cash benefit
	NHS cash benefit - £150 per night up to a maximum 100 nights per insured person
Out of pocket expenses
	Not covered
Overseas cover
	Maximum of £20,000 pa (medical expenses only) No repatriation cover
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Only for abnormal conditions arising at least 10 months after the date of entry
Transplants
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

In full

Surgeon / Consultant / Specialist & Anaesthetists fees

Paid in full (subject to AVIVA fee guidelines for Specialists)

Physicians fees & diagnostic tests

In full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

In full

Psychiatric treatment

In full (100 days pa)

Key Facts - Out-patient Charges

Complementary medicine

Homeopathy, Chiropractics, Acupuncture and Osteopathy up to a combined total of 12 sessions, £50 per session.
50% of medicine costs when prescribed by a Homeopath, Herbalist or Naturopath, up to a total of £100 per policy year.

Diagnostic tests (excluding scans)

In full

GP referred consultations

In full

Physiotherapy consultant referred

In full - 12 treatments pa maximum (Full refund following in-patient treatment)

Physiotherapy GP referred

In full - 12 treatments pa maximum (Full refund following in-patient treatment)

Psychiatric cover

In full

Radiotherapy / Chemotherapy

In full

Scans - MRI / CT / PET

In full

Surgical Procedures

Covered - Specialists' fees subject to AVIVA guidelines

Key Facts - Additional Benefits

NHS cash benefit

£150 per night (maximum 100 nights)

Nursing at home

In full (max 52 weeks - following in-patient or day-case treatment)

Parental accommodation

Full refund (child under 11 years insured on policy, 1 parent only) in hospital or nursing home/hotel up to £75 per day (max 30 nights pa)

Private ambulance

In full

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

18 years of age or up to 26, unmarried and if in full-time education. Only eldest 2 children are charged (all others free)

Chiropractors & Osteopaths

12 consultations pa up to £30 each. Medication 50% refund up to £100 pa - no GP referral required

Dental treatment

Oral surgery only

Hospice donation

Not covered

Infertility investigations

Not covered

Maternity cash benefit

£100 per baby born (subject to 10 month qualifying period)

Optional cash benefit

NHS cash benefit - £150 per night up to a maximum 100 nights per insured person

Out of pocket expenses

Not covered

Overseas cover

Maximum of £20,000 pa (medical expenses only) No repatriation cover

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Only for abnormal conditions arising at least 10 months after the date of entry

Transplants

Not covered


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