Home > Aviva - Fair+Square Starter

Aviva - Fair+Square Starter

No longer available to new business customers

The key difference between this product and Fair+Square is that is excludes private out-patient consultations, and most out-patient treatments and tests. This keeps the price of premiums down but does mean you are covered for the costs of private in-patient and day-patient treatment.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	In full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full (subject to AVIVA fee guidelines for Specialists)
Physicians fees & diagnostic tests
	In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	In full
Psychiatric treatment
	Not covered
Key Facts - Out-patient Charges
Complementary medicine
	Not covered
Diagnostic tests (excluding scans)
	In full (only if directly related to eligible in-patient or day-case treatment
GP referred consultations
	Not covered
Physiotherapy consultant referred
	Not covered
Physiotherapy GP referred
	Not covered
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	In full
Scans - MRI / CT / PET
	In full (only if leading to or following within 6 months of in-patient or day-patient treatment)
Surgical Procedures
	Covered - Specialists' fees subject to AVIVA guidelines
Key Facts - Additional Benefits
NHS cash benefit
	Adult £500 (first night) and then £250 per subsequent night in hospital (max £10,000 pa) £250 for day-patient treatment. Under 18 £250 (first night) and then £125 per subsequent night (max £5,000 pa). £125 for day-patient treatment. Excludes for 7 consecutive nights of an accident
Nursing at home
	Up to 2 days in full (following in-patient treatment or day-patient treatment - on Specialist recommendation)
Parental accommodation
	In full (child under 14 years of age - 1 parent only)
Private ambulance
	In full (reasonable charges)
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	Up to 24th birthday
Chiropractors & Osteopaths
	Not covered
Dental treatment
	Not covered
Hospice donation
	Donation to the hospice, £70 per day, up to 10 days' care maximum
Infertility investigations
	Not covered
Maternity cash benefit
	£100 per baby born (subject to 10 month qualifying period)
Optional cash benefit
	Up to £10,000 per person per policy year - £500 for the first night of eligible treatment; £250 for subsequent nights; £250 for day-patient treatment All amounts halved for under 18s.
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Only for abnormal conditions arising at least 10 months after the date of entry
Transplants
	In full

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

In full

Surgeon / Consultant / Specialist & Anaesthetists fees

Paid in full (subject to AVIVA fee guidelines for Specialists)

Physicians fees & diagnostic tests

In full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

In full

Psychiatric treatment

Not covered

Key Facts - Out-patient Charges

Complementary medicine

Not covered

Diagnostic tests (excluding scans)

In full (only if directly related to eligible in-patient or day-case treatment

GP referred consultations

Not covered

Physiotherapy consultant referred

Not covered

Physiotherapy GP referred

Not covered

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

In full

Scans - MRI / CT / PET

In full (only if leading to or following within 6 months of in-patient or day-patient treatment)

Surgical Procedures

Covered - Specialists' fees subject to AVIVA guidelines

Key Facts - Additional Benefits

NHS cash benefit

Adult £500 (first night) and then £250 per subsequent night in hospital (max £10,000 pa) £250 for day-patient treatment. Under 18 £250 (first night) and then £125 per subsequent night (max £5,000 pa). £125 for day-patient treatment. Excludes for 7 consecutive nights of an accident

Nursing at home

Up to 2 days in full (following in-patient treatment or day-patient treatment - on Specialist recommendation)

Parental accommodation

In full (child under 14 years of age - 1 parent only)

Private ambulance

In full (reasonable charges)

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

Up to 24th birthday

Chiropractors & Osteopaths

Not covered

Dental treatment

Not covered

Hospice donation

Donation to the hospice, £70 per day, up to 10 days' care maximum

Infertility investigations

Not covered

Maternity cash benefit

£100 per baby born (subject to 10 month qualifying period)

Optional cash benefit

Up to £10,000 per person per policy year - £500 for the first night of eligible treatment; £250 for subsequent nights; £250 for day-patient treatment All amounts halved for under 18s.

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Only for abnormal conditions arising at least 10 months after the date of entry

Transplants

In full


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