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Aviva - Select Care (and 6)

No longer available to new business customers

Select Care is a healthcare policy which gives you full cover for eligible in-patient, day-patient and out-patient at a wide range of private hospitals across the UK. To keep premiums down, we have excluded some of the extras available on more all-inclusive products, such as home nursing or overseas cover. Select Care gives you the benefits you need without the costly frills, without the wait.

Select Care 6 offers a similar level of cover for an even lower premium. In return, you agree to accept NHS in-patient or day-patient treatment as a non-paying patient if the NHS waiting list is six weeks or less. While the '6 week' option allows us to keep the premiums for Select Care 6 much lower, this product has a major advantage over other apparently similar ones - it covers you for private consultations, tests and treatment as an out-patient, whether or not a hospital stay is eventually required.

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
In full
Surgeon / Consultant / Specialist & Anaesthetists fees
Paid in full (subject to AVIVA fee guidelines for Specialists)
Physicians fees & diagnostic tests
In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
In full
Psychiatric treatment
Not covered
Six week option
Six Week RuleWith a Select Care 6 policy, benefit for In-patient or Day-patient treatment will only be available if that treatment is not available (except for reasons of county of residence or of nationality) to members at an NHS Hospital within six weeks after the date on which the Specialist recommends that treatment (at or following a consultation between you and that specialist). The NHS waiting period must be determined and advised by the Specialist in charge of your treatment

Key Facts - Out-patient Charges

Complementary medicine
Not covered
Diagnostic tests (excluding scans)
In full
GP referred consultations
In full
Physiotherapy consultant referred
In full on Specialist referral
Physiotherapy GP referred
Nil (Must be specialist referred)
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
In full
Scans - MRI / CT / PET
In full (as an out-patient CT, MRI or PET scans will only be covered at a Diagnostic Centre)
Surgical Procedures
Covered - Specialists' fees subject to AVIVA guidelines

Key Facts - Additional Benefits

NHS cash benefit
£100 per night (up to 30 nights pa)
Nursing at home
Not covered
Parental accommodation
In full (child under 9 years of age - 1 parent only)
Private ambulance
In full (reasonable charges)

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
No annual maximum
Children covered
Up to 24th birthday
Chiropractors & Osteopaths
In full - must be Specialist referred with Specialist to remain in direct control
Dental treatment
Not covered
Hospice donation
Not covered
Infertility investigations
Not covered
Maternity cash benefit
£100 per baby born (subject to 10 month qualifying period)
Optional cash benefit
Not covered
Out of pocket expenses
Not covered
Overseas cover
Not covered
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Not covered
Transplants
In full
 
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