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Aviva - Select Care (and 6)
Aviva - Select Care (and 6)
No longer available to new business customers
Select Care is a healthcare policy which gives you full cover for eligible in-patient, day-patient and out-patient at a wide range of private hospitals across the UK. To keep premiums down, we have excluded some of the extras available on more all-inclusive products, such as home nursing or overseas cover. Select Care gives you the benefits you need without the costly frills, without the wait.
Select Care 6 offers a similar level of cover for an even lower premium. In return, you agree to accept NHS in-patient or day-patient treatment as a non-paying patient if the NHS waiting list is six weeks or less. While the '6 week' option allows us to keep the premiums for Select Care 6 much lower, this product has a major advantage over other apparently similar ones - it covers you for private consultations, tests and treatment as an out-patient, whether or not a hospital stay is eventually required.
Benefits
Key Facts - In-patient & Day Case Charges |
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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In full |
Surgeon / Consultant / Specialist & Anaesthetists fees |
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Paid in full (subject to AVIVA fee guidelines for Specialists) |
Physicians fees & diagnostic tests |
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In full |
Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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In full |
Psychiatric treatment |
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Not covered |
Six week option |
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Six Week RuleWith a Select Care 6 policy, benefit for In-patient or Day-patient treatment will only be available if that treatment is not available (except for reasons of county of residence or of nationality) to members at an NHS Hospital within six weeks after the date on which the Specialist recommends that treatment (at or following a consultation between you and that specialist). The NHS waiting period must be determined and advised by the Specialist in charge of your treatment |
Key Facts - Out-patient Charges |
Complementary medicine |
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Not covered |
Diagnostic tests (excluding scans) |
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In full |
GP referred consultations |
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In full |
Physiotherapy consultant referred |
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In full on Specialist referral |
Physiotherapy GP referred |
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Nil (Must be specialist referred) |
Psychiatric cover |
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Not covered |
Radiotherapy / Chemotherapy |
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In full |
Scans - MRI / CT / PET |
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In full (as an out-patient CT, MRI or PET scans will only be covered at a Diagnostic Centre) |
Surgical Procedures |
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Covered - Specialists' fees subject to AVIVA guidelines |
Key Facts - Additional Benefits |
NHS cash benefit |
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£100 per night (up to 30 nights pa) |
Nursing at home |
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Not covered |
Parental accommodation |
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In full (child under 9 years of age - 1 parent only) |
Private ambulance |
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In full (reasonable charges) |
Additional Benefits |
Alcohol & drug abuse |
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Not covered |
Annual maximum limit |
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No annual maximum |
Children covered |
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Up to 24th birthday |
Chiropractors & Osteopaths |
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In full - must be Specialist referred with Specialist to remain in direct control |
Dental treatment |
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Not covered |
Hospice donation |
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Not covered |
Infertility investigations |
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Not covered |
Maternity cash benefit |
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£100 per baby born (subject to 10 month qualifying period) |
Optional cash benefit |
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Not covered |
Out of pocket expenses |
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Not covered |
Overseas cover |
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Not covered |
Personal & total disability benefit |
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Not covered |
Post hospital recovery bonus |
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Not covered |
Pregnancy |
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Not covered |
Transplants |
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In full |