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Aviva - Trust Care Starter

No longer available to new business customers

Trust Care Starter keeps costs to a minimum by excluding out-patient consultations and most out-patient treatment. Should you need this type of treatment, you can use NHS facilities or meet the relatively small cost of private care yourself, as you wish. For your peace of mind, Trust Care Starter does cover important and expensive out-patient radiotherapy and chemotherapy treatments.

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
In full
Surgeon / Consultant / Specialist & Anaesthetists fees
Paid in full (subject to AVIVA fee guidelines for Specialists)
Physicians fees & diagnostic tests
In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
In full
Psychiatric treatment
Not covered
Six week option
Not covered

Key Facts - Out-patient Charges

Complementary medicine
Not covered
Diagnostic tests (excluding scans)
Covered if related to eligible in-patient or day-patient treatment
GP referred consultations
Not covered
Physiotherapy consultant referred
Not covered
Physiotherapy GP referred
Not covered
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
In full
Scans - MRI / CT / PET
In full
Surgical Procedures
Covered - Specialists' fees subject to AVIVA guidelines

Key Facts - Additional Benefits

NHS cash benefit
Not covered
Nursing at home
2 days in full (following in-patient treatment or day-patient treatment - on specialist recommendation)
Parental accommodation
In full (child under 9 years of age - 1 parent only)
Private ambulance
In full (reasonable charges)

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
No annual maximum
Children covered
Up to 24th birthday
Chiropractors & Osteopaths
Not covered
Dental treatment
All dental treatment excluded (including oral surgery)
Hospice donation
Not covered
Infertility investigations
Not covered
Maternity cash benefit
£100 per baby born (subject to 10 month qualifying period)
Optional cash benefit
Not covered
Out of pocket expenses
Not covered
Overseas cover
Not covered
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Only for abnormal conditions arising at least 10 months after the date of entry
Transplants
In full
 
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