Home > Aviva - Express Care (and 6)

Aviva - Express Care (and 6)

No longer available to new business customers

Express Care gives you complete piece of mind when it comes to private medical insurance. It offers full and comprehensive cover for eligible in-patient, day-patient treatment at a wide range of hospitals across the UK. It also offers extra benefits such as home nursing, private ambulance, GP minor surgery and emergency cover overseas.

Express Care 6 offers a similar level of cover for a lower premium. In return, you agree to accept NHS in-patient or day-patient treatment as a non paying patient if the NHS waiting list is six weeks or less. If there's an NHS delay of more than six weeks for the operation or treatment you need, there is cover for prompt access to any private hospitals on our list of Select Hospitals.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	In full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full (subject to AVIVA fee guidelines for Specialists)
Physicians fees & diagnostic tests
	In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	In full
Psychiatric treatment
	Not covered
Key Facts - Out-patient Charges
Complementary medicine
	Not covered
Diagnostic tests (excluding scans)
	In full
GP referred consultations
	In full
Physiotherapy consultant referred
	In full
Physiotherapy GP referred
	10 sessions per condition pa
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	In full
Scans - MRI / CT / PET
	In full
Surgical Procedures
	Covered - Specialists' fees subject to AVIVA guidelines
Key Facts - Additional Benefits
NHS cash benefit
	Not covered
Nursing at home
	In full (immediately following in-patient treatment or day-patient treatment on Specialist recommendation)
Parental accommodation
	In full (child under 9 years of age - 1 parent only)
Private ambulance
	In full (reasonable charges)
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	21 years of age
Chiropractors & Osteopaths
	In full - must be Specialist referred with Specialist to remain in direct control
Dental treatment
	Oral surgery only (all other dental treatment excluded)
Hospice donation
	Donation to the hospice, £70 per day, up to 10 days' care maximum
Infertility investigations
	Covered only after 2 years continuous membership
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Treatment and evacuation up to 90 day period pa
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Only for abnormal conditions arising at least 10 months after the date of entry
Transplants
	In full

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

In full

Surgeon / Consultant / Specialist & Anaesthetists fees

Paid in full (subject to AVIVA fee guidelines for Specialists)

Physicians fees & diagnostic tests

In full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

In full

Psychiatric treatment

Not covered

Key Facts - Out-patient Charges

Complementary medicine

Not covered

Diagnostic tests (excluding scans)

In full

GP referred consultations

In full

Physiotherapy consultant referred

In full

Physiotherapy GP referred

10 sessions per condition pa

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

In full

Scans - MRI / CT / PET

In full

Surgical Procedures

Covered - Specialists' fees subject to AVIVA guidelines

Key Facts - Additional Benefits

NHS cash benefit

Not covered

Nursing at home

In full (immediately following in-patient treatment or day-patient treatment on Specialist recommendation)

Parental accommodation

In full (child under 9 years of age - 1 parent only)

Private ambulance

In full (reasonable charges)

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

21 years of age

Chiropractors & Osteopaths

In full - must be Specialist referred with Specialist to remain in direct control

Dental treatment

Oral surgery only (all other dental treatment excluded)

Hospice donation

Donation to the hospice, £70 per day, up to 10 days' care maximum

Infertility investigations

Covered only after 2 years continuous membership

Maternity cash benefit

Not covered

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Treatment and evacuation up to 90 day period pa

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Only for abnormal conditions arising at least 10 months after the date of entry

Transplants

In full


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